Trends in the level of borrowing by graduate and professional students, and the capacity of students to repay their education debt are considered. In addition, sources of debt data and implications of this information for national student aid and data collection policy are addressed. Attention is also directed to levels of indebtedness between…

Issues concerning indebtedness of undergraduate students are examined, including the implications of debt burdens for: the national economy, the individual well-being of borrowers, equality of access to higher education, and the educational process itself. Risks students face in borrowing to pay for education and how the United States compares to…

This publication was developed by the Cincinnati (Ohio) Public Schools for use as a resource in adult basic education classes. It presents, in simple format, the basic legal rights of citizens of the United States and points out legal problem areas that average adults may encounter in daily life. The book is organized into nine parts containing 2…

Some of the faults and values implied by present methods of financing higher education are examined, and new financial arrangements are proposed. Problems with the current system include: the price to the consumer of higher education in relation to its cost of production, tuition gaps among schools, and evaluating the price in relation to value of…

Designed to assist professionals who are confronted with clients in need of financial guidance, this financial counseling manual is presented in seven chapters. Chapter 1 focuses on the helping relationship and discusses counselor attitudes, client characteristics, making contacts, and interviewing. Chapter 2 explains the causes of over-extension…

This study used data from the Baccalaureate and Beyond (B&B) and Beginning Postsecondary Student (BPS) studies to examine: the early labor force experiences of college students who either graduated or dropped out; student borrowing for postsecondary education; and student loan debt burden and repayment status. The B&B group (n=11,000) was…

This study examined effects of increased availability of undergraduate student loan funds under the Higher Education Act Amendments of 1992. It studied the effects of price variables and accumulated debt on student persistence decisions using data from the National Student Postsecondary Aid 1992-93 and 1995-96 Surveys. For two-year college…

The examination of current and future trends in educational debts incurred by law students concludes that economics will force increasing numbers of law school graduates to emphasize wealth maximization at the expense of public service with resultant decreases in access to legal services for low- and middle-class clients. (DB)

This annual report provides a variety of information about the state of higher education in South Dakota. The bulk of the report consists of tables and charts that summarize: (1) the structure of the South Dakota Board of Regents; (2) the institutional missions of the state's six state universities and two special schools; (3) admission…

This annual report provides a variety of information about the state of higher education in South Dakota. The bulk of the report consists of tables and charts that summarize: (1) the structure of the South Dakota Board of Regents; (2) the institutional missions of South Dakota's six state universities and two special schools; (3) admission…

This booklet provides guidance for students and families who seek help in meeting college costs. It begins with guidelines for developing a funding strategy, with tips on how to calculate amount needed and planner's net worth and including sample budget forms and balance sheets. This section is followed by descriptions of the investments…

Information on federal student financial aid is provided for counselors. Step-by-step instructions on how to complete the federal application are provided, and application procedures that must be followed in these special circumstances are described: dependent students, independent students, national disaster area asset adjustment, and correcting…

A guide to financing medical school studies is presented. Financial planning should ideally begin as soon as medical school admission becomes a possible goal. Information is provided to help estimate costs and identify sources of financial aid, including help provided by a spouse or parents, institutional assistance, private loans/scholarships,…

A national perspective on issues in graduate and professional education in California is provided with an emphasis on increasing the participation of minority students and women in advanced degree programs; assuring an adequate supply and quality of college faculty into the next century; and minimizing the adverse affects of growing loan burdens.…

The management and operations of federal student assistance programs are addressed in hearings before the Committee on Education and Labor. In fiscal year 1981, the Office of Inspector General (OIG), Department of Education (ED) issued 4,811 audit reports on postsecondary education programs. Costs disallowed or questioned amounted to $25.3…