Of all private nonfarm workers, 65 percent were employed in 1972 in establishments offering pension plans, compared with 58 percent in 1968. (Author)

This report details the findings of a national project on union retirees and retirement programs. Chapter I provides an introduction and discusses the history of the project, project design, and structure of the report. In Chapter II, the study of union retirees is detailed and a comprehensive data base of information on union retirees is…

This document contains 4 charts and 15 tables describing the pension coverage of workers and the income of retirees in the United States as of 1984. Data were gathered through the fourth wave topical module to the 1984 panel of the Survey of Income and Program Participation, conducted from September through December of 1984. The prevalence of…

This essay attempts to do the following: first, offer a definition of early retirement in order to establish boundaries for the discussion. Second, sketch some of the background and reasons why early retirement may be desirable; also it suggests why early retirement might not always be a constructive practice. Then the essay turns to the main…

This background paper summarizes the design of a faculty early retirement plan at Stanford University. Summary and recommendations indicate: (1) Budgetary stringencies at Stanford require that the faculty size remain essentially fixed. In view of this situation, a properly designed early retirement program should be adopted as a means of…

Implementation of unisex pension plan allowing employers to comply with Supreme Court rulings would result in a fall in single men's pension wealth, a rise in single women's pension wealth, and change in returns to pension contributions. Offers analysis of how change to unisex plan would affect pension wealth and retirement decisions for single…

The quest for economic security for older women calls for a balance between government standards and public programs. Four components of an action agenda to improve the quality of life for older women are education, legislation, litigation, and negotiation. (SK)

A life cycle perspective is used in this study to develop and test a model suggesting that events occuring early in the worker's life, and often beyond his control (e.g., choice of parents), influence the control over labor force withdrawal and the retirement incomes of very early retirees. (CT)

Examines how the 1978 Amendments to the Age Discrimination in Employment Act will affect the future labor force. Discusses how retirement age policies hurt older workers, changes that are expected to occur, how pension benefits affect the older work force, and why a linked employment/retirement policy is urged. (Editor/CT)

Watch for a reversal of the early-retirement trend as America's labor pool shrinks and life expectancy rates climb. (Author)

Summarizes current trends in public employee pension systems, discussing the present and potential problems facing such systems and suggesting ways to keep public pension plans financially solvent. Available from: Salary and Merit, Suite 908, 1835 K Street, N.W., Washington, D.C. 20006; single copy $2.50. (JG)

Early retirement programs do not necessarily result in the greatest savings. To ensure a successful program, employers must consider all factors that influence an employee's decision to participate. (JOW)

Faculty members should consider becoming more involved in the oversight of their personal retirement funds. Both price and inflation risks are best controlled by taking a balanced or diversified approach to investing, with a portfolio based on a predetermined percentage of each type of investment. (MSE)

Most persons seem to respond to economic incentives in choosing when to retire. While changes in the social security system are likely to have only small effects on retirement behavior, larger impacts could ensue from altering incentives implicit in private pension plans. Important area for future research is transition process that follows end of…

Examined preretirement planning in 126 people living in households with respondents in the 45 to 64 age group and not yet retired. Found the importance of pensions and independent sources of income were predictive of the importance of preretirement planning. Found women considered it less important than men to plan for retirement. (ABL)