Information on managing debt acquired by St. John's University students is provided. After a review of the objectives and services of the university's financial aid office and the application and award process, 1984-1985 budgets and estimated 1985-1986 budgets are proposed for an undergraduate, graduate, and law school student. Each budget…

California's participation in Guaranteed Student Loan (GSL) programs are examined. Attention is directed to: the history of federal involvement in student loan programs; California's past and current involvement in federal programs; a profile of California student borrowers; and increasingly high levels of student debt and default rates under the…

This curriculum guide provides the teacher with materials for a course on how to make housing decisions based on eight considerations: (1) the advantages of buying versus those of renting; (2) buying and the major expenses that it entails; (3) evaluating and choosing a house; (4) methods of financing; (5) the purpose of escrow; (6) property taxes;…

This analysis of higher education financing examines the need for the provision of additional funds to higher educational institutions and the availability of adequate aid funds to parents and students. It is concluded that there is no single solution to the problems associated with higher education finance that is suitable for all colleges and…

This empirical study examined postsecondary-student attitudes and preferences regarding five discrete student loan plans and loan plan features. Questions addressed dealth with debt ceilings, loan repayment time span and percentage of annual income, and alteration of repayment plan choices. A random sample of 218 federal aid recipients was used.…

State-sponsored programs that seek to attract college students to teaching by paying off a portion of their student loans for each year they teach are reviewed and discussed. (MSE)

Forces threatening the fundamental principles and practices of student financial aid are examined, and some advice to the profession is offered. A large dedicated profession has emerged that is skilled at bringing together students, colleges, and resources. (MLW)

Borrowing has become the indispensable means for financing higher education, primarily through the Guaranteed Student Loan (GSL) program. The entire structure of expectations that sustains higher education has been transformed by debt, and incentives for borrowers and lenders have created student debt expansion. (MLW)

This paper stems from an evaluation of Turkey's first microcredit project aimed specifically at women, which was carried out with data derived through the Foundation for the Support of Women's Work (FFSW)'s Management Information System (which tracks credit users and repayment performance), application forms from women who applied for and received…

The National Institutes of Health has developed innovative programs to help students, mostly medical school graduates, to repay or to forgive student loans, including physician participation in AIDS research, general research, and contraception and fertility, and plans for graduates from disadvantaged backgrounds. The program also provides…

Analysis of 110 federal and state adjudication cases from 1950-89 revealed a substantial rise in disputes over financing medical education. Medical school graduates had little success in these cases. A need for counseling, particularly concerning consequences of timing in service obligations and of some loan programs, is seen. (Author/MSE)

The paper details likely incomes and living costs of law graduates as related to educational costs and debts. Concern is expressed about the deterrent effect of potential high debt on minorities and an approach to financial aid which would take minority status into account is urged. (Author/DB)

Surveys of graduating students (n=336 and 917, respectively) at four lower-cost and five higher-cost law schools examined effects of various levels of student debt burden on career plans. High debt amounts were slightly related to taking a job in large private law firms. Debt burdens of one in five or six students was judged to be too high. (DB)

Presents two teaching ideas. The first helps students identify and correct their own mistakes. A checklist of common mistakes is filled out by students after quizzes and tests and examined for error patterns. The second develops the formula to determine the payments necessary to pay off a loan over a required period of time. (MDH)

Analysis of National Postsecondary Student Aid Study data for 11,000 students in loan programs at 1,400 institutions found borrowers with similar earned degrees, marital status, number of dependent children, showed similar levels of income/loan default, regardless of racial/ethnic group. Findings dispute national policy and suggest that campuses…