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1979
The text is given of the amendments to part 177 of Title 45 of the Code of Federal Regulations, concerning the federal Guaranteed Student Loan program. Subpart A concerns the program's purpose and scope. Subpart B concerns general provisions: definitions, eligibility, permissible charges, refunds, and prohibited transactions. Subpart C addresss…
Descriptors: Costs, Educational Finance, Eligibility, Federal Aid
Silber, John R. – College Board Review, 1978
A proposed Tuition Advance Fund is advocated as a solution to the student financial aid and loan default problem for undergraduate students in degree programs at accredited institutions. Qualifying students could borrow funds for three years and repay in the future through payroll withholding or estimated tax payments. (LBH)
Descriptors: Access to Education, College Students, Educational Legislation, Eligibility
Meyerson, Joel W. – AGB Reports, 1988
Ten issues most likely to influence institutions this year include tuition policy and financing, capital renewal and replacement, charitable giving, scientific equipment and laboratories, endowment management and spending policy, research funding, corporate contributions, minority enrollment and hiring, debt financing and debt capacity, and cost…
Descriptors: Educational Finance, Endowment Funds, Fund Raising, Governing Boards
Peer reviewed Peer reviewed
Simpson, William B. – Higher Education, 1987
Income-contingent student loans are examined in the context of an overall aid program, with an emphasis on placing realistic limits on individual debt burden while broadening loan use. A model for simulating borrowing and cumulative debt limits in different countries' educational circumstances is presented and illustrated with United States data.…
Descriptors: Access to Education, College Students, Debt (Financial), Higher Education
Peer reviewed Peer reviewed
Atwell, Robert H. – Educational Record, 1987
The question of a balance in the supporting roles of students and families, governments, and institutions in college financing is discussed. In the context of that analysis, the question is then whether the current student aid system is the most cost-effective and fair way of meeting national needs. (MLW)
Descriptors: College Students, Educational Finance, Federal Government, Government Role
Peer reviewed Peer reviewed
Henderson, Cathy – Educational Record, 1987
The 1985 Recent College Graduates Survey, conducted by the U.S. Department of Education's Center for Education Statistics, was studied to determine who is borrowing from student loan programs, and how the borrowing varies by race/ethnicity, major field of study, and amount of debt. (MLW)
Descriptors: College Graduates, Comparative Analysis, Data Analysis, Debt (Financial)
Wilson, Robin – Chronicle of Higher Education, 1987
Concern about problems that inflexible educational loan payments cause for some people has reopened the idea of income-contingent repayment schedules, but financial aid experts see insurmountable problems in stretching out loans indefinitely, increasing indebtedness by slowing down payments, overall inequities favoring high-income borrowers, and…
Descriptors: College Graduates, Costs, Debt (Financial), Federal Aid
Alaska State Commission on Postsecondary Education, Juneau. – 1995
An analysis was conducted of the Alaska Student Loan Program (ASLP), especially as it was used for borrowing for short-term training at vocational schools. An immediate effect of the ASLP program was a rapid increase in the number of postsecondary institutions (primarily vocational schools); the peak number of borrowers was reached in 1985, and…
Descriptors: Debt (Financial), Educational Finance, Income, Loan Repayment
General Accounting Office, Washington, DC. Health, Education, and Human Services Div. – 1998
This report discusses problems reported by lenders participating in the Federal Direct Loan Program (FDLP) and the Federal Family Education Loan Program (FFELP). The study examined the nature and the source of the problems experienced by the lenders, how they affected lenders, and what steps the Department of Education and Electronic Data Systems…
Descriptors: College Students, Error Patterns, Federal Aid, Federal Programs
O'Neill, Joseph P.; Barnett, Samuel – AGB Reports, 1981
Trustees, it is suggested, should keep an eye out for burgeoning short-term debt, over-optimistic income estimates, hidden enrollment problems, student attrition, and loss of special revenue sources. The absolute size of a college is seen as a factor in making the decision to close. (MLW)
Descriptors: Alumni, College Administration, Enrollment Trends, Financial Problems
Myers, Greeley; Siera, Steven – Journal of Student Financial Aid, 1980
Default on guaranteed student loans has been increasing. The use of discriminant analysis as a technique to identify "good" v "bad" student loans based on information available from the loan application is discussed. Research to test the ability of models to such predictions is reported. (Author/MLW)
Descriptors: College Students, Data Analysis, Discriminant Analysis, Financial Aid Applicants
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Cannon, Mark R. – Journal of Student Financial Aid, 1997
Analysis of the income-contingent repayment mechanism of the federal direct lending program suggests that it will be considerably more expensive than other repayment options in total interest costs for many; lead to hefty tax liabilities for some; be administratively cumbersome, vulnerable to fraud and abuse, and costly to taxpayers; and invite…
Descriptors: Costs, Educational Economics, Federal Programs, Higher Education
Peer reviewed Peer reviewed
Brotherton, Sarah E. – Academic Medicine, 1995
A survey of 437 pediatricians graduating in 1981-87 found that men and whites were significantly more likely to have trained in subspecialties rather than chosen primary care practice, as were earlier graduates. Type of medical school attended and level of educational debt were not significantly related. (Author/MSE)
Descriptors: Career Choice, Debt (Financial), Family Practice (Medicine), Females
Lein, Laura; And Others – Journal of Student Financial Aid, 1993
In a Texas study of vocational education student loan repayment attitudes, interviews with loan recipients indicate defaults are affected by how much students are pressured to enroll in a program, their understanding of the loan program when signing an application, and how well their vocational education equips them for employment. (Author/MSE)
Descriptors: Case Studies, Educational Attitudes, Employment Qualifications, Knowledge Level
St. John, Edward P. – Journal of Student Financial Aid, 2001
Summarizes prior studies with a focus on untangling how changes in student financial aid policy have influenced changes in opportunity. Also recommends new strategies for lowering student loan debt, increasing federal and state cooperation in providing adequate need-based grant aid, and developing policies that target debt forgiveness for…
Descriptors: Access to Education, Change, College Attendance, Debt (Financial)
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