This fourth edition of the "ES Review" brings together, in one setting, some of the best work from 2009-10. It features: (1) Teacher Quality (Teachers at Work: Improving Teacher Quality Through School Design (Elena Silva); Understanding Teachers Contracts (Andrew J. Rotherham); How Teachers Unions Lost the Media (Richard Whitmire and…

This guide, which is sent to postsecondary schools, provides them with draft cohort default rates for student loans under the Federal Family Education Loan (FFEL) Program and the William D. Ford Federal Direct Loan Program. The guide is intended to assist schools in understanding how a cohort default rate is calculated, reviewing loan record…

An assessment was done of the Department of Education's (ED) approach to determining lender profitability for Guaranteed Student Loans. The assessment described the current net present value (NPV) method as well as discussing its strengths and weaknesses. The NPV method has been widely accepted for determining the profitability of different…

This publication offers information by region on state and other repayment, forgiveness, and scholarship programs for medical students. Each section offers fact sheets on the programs offered by the states in one of four regions: central, northeast, southern, and western. The final section contains information on other programs operated by…

A study was conducted to determine: (1) whether federal savings could be expected by replacing Stafford student loans with direct loans under a direct loan program proposed by the National Association of State universities and Land Grant Colleges; and (2) what consequent administrative responsibilities would accrue to educational institution and…

The relationship of indebtedness and career plans at various points of the career development of new physicians was investigated. After initially examining the career plans of graduating medical students, attention was directed to resident physicians who had made some but not all decisions about the future, as well as those who had completed…

Provisions in the Higher Education Amendments of 1986 (Public Law 99-498), which require guaranty agencies and lenders to report information on Stafford student loan program borrowers to credit bureaus, are examined. The purpose of these provisions is to promote greater borrower responsibility and repayment of student loans. The report addresses…

Hearings are presented on the subject of defaults of student loans made pursuant to the Guaranteed Student Loan Program authorized by part B of Title IV of the Higher Education Act. Methods are suggested for cutting down or eliminating defaults including: (1) discharging federal employees who have defaulted on student loans, after a reasonable…

Federal grant aid is seen as more costly than college work-study or loan programs. The revolving National Direct Student Loan (NDSL) funds being built at institutions have tremendous potential. For the NDSL program the interest paid by the student remains in the fund for future loans. (MLW)

Secretary of Education William J Bennett's use of for-profit schools as a metaphor for all student-loan collection problems threatens to reduce the financial options for low-income, educational at-risk youth. More grant aid is a better solution than additional barriers to student eligibility. (MSE)

Researchers, economists, and campus administrators who have followed federal student aid programs worry that businesses have turned the Guaranteed Student Loan Program into a lucrative industry that doesn't always have the students' interest in mind, and a congressional study group is also concerned about aspects of the program. (MSE)

With tuition rising and anxiety mounting over students too deeply in debt, an effort to change the psychology of paying for college is gaining steam. The Reagan Administration is expected to propose a new savings bond whose interest would be tax free if the bond is cashed in for college. (MLW)

Student loan defaults have been and are currently a serious national concern on the part of all the participants in the GSL (Guaranteed Student Loan) program. It is recognized by policymaker and practitioner alike that this threatens the quality and integrity of our federal student aid programs more than any other single issue. (CT)

Consists of background information on and an interview with United States Representative William D. Ford, a Democrat from Michigan. Topics discussed include private technical schools, public funding of training, high-risk students, the student loan default rate issue, and accountability. (CH)

The Hong Kong system of student loans for higher education has worked efficiently since 1969. Many factors in its success are location-specific, but other governments may both learn from and contribute to the Hong Kong experience. (MSE)