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Zaber, Melanie A.; Steiner, Elizabeth D.; Arana, Jessica – RAND Corporation, 2023
There are many ways to pay for postsecondary education, and one increasingly common option is an income share agreement (ISA). Under an ISA, the learner promises a share of their pre-tax earnings to a funder for a set period after the learner finishes or stops their program. The learner makes payments only when their earnings are high enough, and…
Descriptors: Income Contingent Loans, Student Loan Programs, Paying for College, Postsecondary Education
Brighouse, Harry; Mullane, Kailey – Theory and Research in Education, 2023
Christopher Martin argues that an interest in strong autonomy supports a right to debt-free higher education and that making tuition free is the best way of enacting that right. We argue that making higher education tuition free would, in the absence of other countervailing measure, maldistribute strong autonomy, even in ideal conditions. We also…
Descriptors: Civil Rights, Access to Education, Higher Education, Educational Finance
Chingos, Matthew; Delisle, Jason; Cohn, Jason – Urban Institute, 2023
The new student loan repayment plan formally proposed by the Biden administration would let borrowers make lower payments and have remaining loans forgiven sooner than under current plans. Under the proposed income-driven repayment (IDR) plan, most undergraduate borrowers with typical debt levels--and nearly 90 percent of those with certificates…
Descriptors: College Students, Loan Repayment, Student Loan Programs, Undergraduate Students
Jason Delisle; Jason Cohn – Urban Institute, 2023
The Biden administration launched a new income-driven repayment (IDR) plan for federal student loans this year called Saving on a Valuable Education (SAVE). The plan cuts borrowers' monthly payments compared with current IDR plans, provides earlier loan forgiveness for smaller debts, and prevents unpaid interest from accumulating. To better…
Descriptors: Paying for College, Student Loan Programs, Federal Aid, Loan Repayment
National Association of College and University Business Officers, 2020
The "2020 Tuition Discounting Study," based on survey responses from 361 private nonprofit NACUBO-member institutions, reports final institutional discount rates for academic year 2019-20 and preliminary estimates for academic year 2020-21. [This study was supported by Vemo Education. For the 2019 study, see ED608472.]
Descriptors: Tuition, Tuition Grants, Private Colleges, Fees
Myskeshia L. Mitchell – ProQuest LLC, 2024
This dissertation, which is highly relevant to education, examines Black educators' life experiences with student loan debt. It provides insight into the impact of student debt and how these experiences shape their interactions with Black students. Using their narratives, this study serves as a self-reflective journey, bringing the reader closer…
Descriptors: African American Teachers, Debt (Financial), Student Loan Programs, Paying for College
Anthony P. Carnevale; Jeff Strohl; Kathryn Peltier Campbell; Artem Gulish; Ban Cheah; Emma Nyhof; Lillian Fix – Georgetown University Center on Education and the Workforce, 2024
Concerns about rising college costs and uncertain economic returns have combined with a wave of populist backlash to reduce public trust in higher education, which plummeted to new lows in 2023. President Biden, who ran his 2020 campaign on a platform that included student loan forgiveness and free community college, has focused some of his recent…
Descriptors: Educational Attainment, College Graduates, Outcomes of Education, Access to Education
Brandon M. Finlay – ProQuest LLC, 2024
Every year, 600,000 formerly incarcerated people return to society, and over forty-four percent will be incarcerated again within a year. As advocates work to improve the conditions of reentry, recent efforts have focused on higher education as the ticket to long-term freedom for formerly incarcerated people. Any success of these efforts hinges on…
Descriptors: Correctional Rehabilitation, Undergraduate Students, Paying for College, Student Motivation
Patricia M. Bopko – ProQuest LLC, 2024
Most Latinx students who begin their academic journey begin at community colleges. Yet, the cost of college is a significant barrier for Latinx students in completing a degree. The purpose of this study was to explore the intentionality of financial support for Latinx student at an Emerging HSI California community college as it becomes HSI.…
Descriptors: Minority Serving Institutions, Hispanic American Students, Community Colleges, Student Costs
Jones, Willis A. – Journal of Higher Education, 2022
In 2015, 65 universities in National Collegiate Athletic Association (NCAA) Division I autonomous conferences changed their scholarship policy by allowing universities to give student-athletes cost of attendance stipends. While student-athletes welcomed this policy change, many people within the higher education community felt the policy change…
Descriptors: College Athletics, Educational Policy, Student Costs, Student Athletes
Zhang, Yu; Fan, Lu – Journal of Financial Counseling and Planning, 2022
This study used the 2015 National Financial Capability Study to investigate the relationships among financial capability, financial education, and student loan debt outcomes. Specifically, this study examines four student loan outcomes: delinquency, stress, preparation, and satisfaction among borrowers who obtained loans for themselves. Three…
Descriptors: Financial Literacy, Financial Education, Student Loan Programs, Debt (Financial)
Institute for College Access & Success, 2022
On August 24, 2022, President Biden announced that his administration would be cancelling $10,000 -- $20,000 of student debt for middle- and lower-income borrowers. Naturally, this announcement has unleashed a wave of follow-up questions among borrowers. This fact sheet is intended to help Californians with student loans navigate the process of…
Descriptors: Student Financial Aid, Loan Repayment, Debt (Financial), Public Policy
Megan W. Lowe – ProQuest LLC, 2022
A now-common question regarding whether or not individuals should pursue college degrees is whether college is worth the cost. One of the ways that institutions of higher learning may help students reduce cost of attending college, thereby reducing the financial stresses, is to reduce expenses where possible. One place where institutions of higher…
Descriptors: Open Educational Resources, Teacher Attitudes, Instructional Materials, Student Costs
Vijantie M. Boodoo – ProQuest LLC, 2022
Florida implemented Statute 1009.45 as of July 1, 2017, to require colleges and universities to provide annual student loan debt notifications to students to inform them about their student loan obligations. The purpose of this basic qualitative study was to examine how college students in the State of Florida make financial decisions about their…
Descriptors: State Legislation, Student Loan Programs, Loan Repayment, Debt (Financial)
Matthew Simmons – ProQuest LLC, 2023
Open Educational Resources are free or low-cost, openly licensed course materials used in place of more expensive, commercial ones. Data collected from an open-access institution in Florida was analyzed using multiple regression to determine the relationship of Open Educational Resources with short-term student outcomes. Short-term outcomes of…
Descriptors: Open Educational Resources, Outcomes of Education, Instructional Materials, Access to Education