Student financial aid is the primary means by which the federal government encourages broad access to higher education and promotes an educated citizenry, and it is a major component of Washington State's efforts to ensure necessary educational opportunities for its residents. This report provides an overview of both federal and Washington State…

This guide to undergraduate and graduate student loan programs focuses primarily on program administration and management in the context of student loan repayment and collection. By incorporating regulatory requirements with practical suggestions on managing student loan programs, the book provides a framework and a guide for those who are…

Comprehensive information about types of postsecondary institutions and the entrance process is presented, with special consideration given to the special needs of American students overseas. The guidelines may also be useful to non-Americans educated in overseas schools who seek further study in the United States. Advantages and drawbacks to…

This document, the third in a series of research reports on student financial aid, examines attitudes of Americans toward borrowing to finance educational expenses between 1959 and 1983. The impetus for the study was interest in the effects of the Federal Government's shift in student aid emphasis from grants to loans during this period. The study…

The educational and living costs of undergraduate studies and the ways these costs are shared among parents, students, taxpayers, and philanthropists/donors are considered for five countries: the United States, the United Kingdom, the Federal Republic of Germany, France, and Sweden. Five policy issues that are linked to how costs are shared by…

The way public college students finance college was studied, based on student resource and expenditure surveys from four states: Arizona, California, New York, and Wisconsin. Comparisons were made of demographic and academic variables, as well as expenditure patterns of students receiving different kinds of aid. The following four aid recipient…

Student loan counseling and debt management are discussed in three papers, six commentaries, and a panel discussion from a College Scholarship Service colloquium. In "Fulfilling the Institution's Responsibilities to Student Borrowers," Theodore J. Marchese discusses a shift in student financial aid marked by the ascendency of loans…

The text of federal oversight hearings on Title III of the Institutional Aid Program is presented. Statements by various college administrators, higher education association representatives, and state legislators are included. The proposed regulations were issued pursuant to Title III of the Education Amendments of 1980. In addition to clarifying…

The issues, options, and procedures for annually measuring overall payment error in the Pell Grant program are specified in detail. Guidelines for establishing a definition of Pell Grant payment error are provided, and the design issues related to error measurement are examined. A comparison is made of options for selecting a study sample and for…

A guide for students seeking financial aid is presented. Students are advised to begin by assessing their position: what they like to do, what sort of lifestyle they want, whether their parents agree with the career goals, and whether their goals are realistic. Factors to consider in choosing a college are noted and a list of useful publications…

Anticipating an increase in the determinations of financial need and program eligibility for adult students, a review was undertaken of the current eligibility for aid of adults, the procedures used in determining their financial need, and the policy issues that might arise as the numbers of adults seeking and obtaining financial assistance…

Basic questions concerning the debate over tuition tax credits and expanded student aid and perspectives about the relationship between college costs and family income are discussed. The fundamental policy issues, rather than strictly economic issues, are the focus of attention. The most obvious challenge to existing policy has been support for…

As the pool of outstanding college bound students has declined, the use of merit scholarships has increased as a means of attracting high quality students. When Boston University began again in 1974 to use merit scholarships, it decided to analyze how well the awards serve their purpose. The study showed that they are effective in increasing…

Financial aid in American higher education is discussed with a primary focus on undergraduate education. Some major issues pertaining to public policy and pricing in higher education are considered, and the practice of subsidizing students, with special attention to the role of the federal government, is briefly reviewed. Information regarding…

Two contentions are examined in this report: that community colleges receive a smaller amount from state and federal assistance programs than they should in view of the less affluent population they serve, and that there is, on the other hand, a prevalence of individual over-awarding at these colleges. The report first discusses the difficulties…