Two possible types of loans for undergraduate study are outlined (loans to cover fees only and loans for living costs), and suggested repayment schemes and need analyses are given. Some notes are given on the administration of such a program. (MSE)

Comparison of federal need-analysis formulas for student financial aid in 1992-93 and 1993-94 focused on elimination of home/farm equity from calculations, parent contributions, and Pell Grant awards. Results suggest higher unmet need and lower Pell Grant awards, and imply that the most needy students may lose gift assistance to more affluent…

This package of training materials is intended for participants in a workshop for administrators at institutions of higher education involved in administering student financial aid programs under Title IV of the Higher Education Act. The workshop agenda is divided into two segments of 28 sessions over 5 days. Segment 1 consists of 11 sessions…

This paper summarizes results of a hearing by the Advisory Committee on Student Financial Assistance in Atlanta, Georgia, on the delivery and disposition of higher education student financial assistance funds. Seventeen individuals offered testimony. They included representatives of guarantee agencies, the lending community, the financial aid…

The Financial Aid Study Committee of the Ohio Board of Regents was impaneled in October 1987 to determine if the state's major financial aid investments, principally the Ohio Instructional Grant Program, are an adequate resource in addressing state access objectives. Significant changes in the Ohio economic base have given rise to renewed emphasis…

A step-by-step guide to paying for college is presented that tells how and where to apply for financial aid, lists expenses at 3,200 schools and colleges, and shows how to estimate financial need. The book also describes how a student can manage money more effectively in order to live on a limited budget; tells how some students and families…

The role and history of the United States Aid Funds, which guarantees student loans made by conventional lenders, and developments at the state and federal levels are addressed. United Student Aid Funds, which helped open private credit markets to student borrowers, operates in all 50 states and U.S. territories. The events and people that helped…

Expenses at 3,200 schools and colleges are identified, and information is presented on applying for student financial aid and on estimating financial need. Recent changes in federal aid programs, eligibility requirements, and major programs are also outlined. In considering the cost of college, the following areas need to be addressed: tuition and…

Trend data on federal financial aid to students attending private colleges and universities are reviewed, based on a 1981-1982 survey of student aid records from a national sample of aid recipients attending 122 independent schools with enrollments of more than 500 students. Findings include the following: of the approximately 1.8 million…

Specifications of the current delivery systems of the Pell Grant program, the Guaranteed Student Loan (GSL) program, and campus-based aid programs are provided. The relationship between features of the programs and delivery systems is also examined. The campus-based programs include the Supplemental Educational Opportunity Grant (SEOG) Program,…

Ways in which student financial aid programs affect the distribution of resources within postsecondary education are examined. Attention is directed to: (1) funding trends in the major federal student aid programs since 1970-1971; (2) the distribution of total Pell Grant resources among sectors and programs of different lengths, (3) the…

The major maintenance programs, changes brought about by the 1981 Omnibus Reconciliation Act, and the effects on students or prospective students are described. Attention is directed to Social Security, Aid to Families with Dependent Children (AFDC), Medicaid, food stamps, public housing assistance, the Comprehensive Education and Training Act…

The nationwide program of financial aid for students enrolled in medicine and osteopathy, sponsored by the Robert Wood Johnson Foundation, is evaluated. The foundation made scholarship and loan funds available to students with minority backgrounds, to women students, and to students from rural areas. The evaluation study sought to determine…

Issues are discussed relating to student financial aid and aid policies in higher education. A review of the economic outlook for higher education in the near future is given, with attention to enrollment trends, rising costs, and age distribution for faculty for 1972 and projected for 1990. Competition for students is discussed. The current…

Volume IV of a study of program management procedures in the campus-based and Basic Educational Opportunity Grant (BEOG) programs deals with a set of simulated modifications in the statements made by BEOG applicants about their financial circumstances. Various kinds of misrepresentation of income, assets, and other factors are postulated, and the…