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Miller, Ben – Center for American Progress, 2019
In 2017, the U.S. Department of Education released groundbreaking data showing that half of Black or African American borrowers who first entered college in the 2003-04 academic year defaulted on their student loans within 12 years. New federal data released this fall show that these numbers have not improved: Black or African American borrowers…
Descriptors: Student Loan Programs, Educational Finance, African American Students, College Students
Craig, Ryan – Progressive Policy Institute, 2019
House Democrats yesterday introduced major legislation to reauthorize the landmark Higher Education Act. Although reauthorization is long overdue, the new legislation, called the College Affordability Act, proposes mainly marginal improvements to a broken higher education financing system. Moreover, it doesn't do enough to help people who don't go…
Descriptors: Federal Legislation, Higher Education, Educational Legislation, Job Skills
Baylor, Elizabeth; Murray, Olivia – Center for American Progress, 2014
Completing higher education after high school continues to be the most reliable way for Americans to expand their economic opportunity. Students gain skills that not only let them achieve a secure economic future, but also allow them to experience fulfilling professional opportunities. For many students and families, this means taking on debt to…
Descriptors: College Choice, Surveys, Student Loan Programs, Debt (Financial)
Project on Student Debt, 2014
This chart summarizes the interest rates, loan limits, and other terms for federal student loans issued from July 1, 2014 through June 30, 2015
Descriptors: Student Loan Programs, Federal Programs, Credit (Finance), Fees
Easttorp, Karl – ProQuest LLC, 2017
The cost of a college education continues to trend upward and state funding for higher education has trended downward, shifting more of the financial burden to students through student loans. About half of all 2010-2011 financial aid originated from student loans, and total federal student loan borrowing rose 319% between 1990 and 2010.…
Descriptors: Correlation, Student Financial Aid, Debt (Financial), Two Year College Students
Eden, Max – Manhattan Institute for Policy Research, 2016
Student debt is a convenient target in a presidential election year, but it obscures the true crisis: high dropout rates from low-quality postsecondary institutions and the unmanageable debt borne by students of those institutions. And despite rising student debt, monthly loan payments as a share of income have remained steady, added earnings…
Descriptors: Debt (Financial), Student Financial Aid, Loan Repayment, Dropout Rate
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Podolsky, Anne; Kini, Tara – Learning Policy Institute, 2016
Recruiting and retaining talented individuals into the teaching workforce, especially in schools in underserved urban and rural communities, is challenging when college graduates face more lucrative professional alternatives and often carry significant student debt. Two promising approaches to attracting and keeping teachers in the profession are…
Descriptors: Program Effectiveness, Loan Repayment, Scholarships, Teacher Recruitment
National Association of Scholars, 2020
The coronavirus pandemic has inflicted enormous financial damage on colleges and universities and the cost is still growing. American higher education will undergo an unprecedented financial crisis in the coming months. "Critical Care" is a plan to guide the federal response to these unprecedented disruptions facing higher education in…
Descriptors: Disease Control, Colleges, Higher Education, Educational Finance
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McNaughtan, Jon L.; Brower, Margaret T.; Overton, Betty – International Journal of Education Policy and Leadership, 2019
The cost of higher education continues to rise, forcing many students to seek financial support to pursue their education. Many countries have utilized national systems of student aid to help mitigate the increasing costs. However, these financial aid systems often lead to significant student debt. Guided by restrained choice theory, this study…
Descriptors: Social Mobility, Loan Repayment, Student Financial Aid, Debt (Financial)
Salanger, Connor; Davis, Leanne; Ajinkya, Julie – Institute for Higher Education Policy, 2019
Student debt is a major barrier to adult student reengagement and degree completion. Institutional debt forgiveness is one approach to addressing the affordability barrier for returning students. This guidebook features an interview with leaders at Wayne State University in Detroit, Michigan, who share details about the innovative debt-forgiveness…
Descriptors: Educational Innovation, Strategic Planning, Educational Attainment, Debt (Financial)
Gross, Karen – New England Journal of Higher Education, 2014
U.S. Sen. Elizabeth Warren has had concerns about student debt for decades. Her recent solution seeks to redistribute tax revenue from the richest Americans to enable students to refinance their postgraduation indebtedness; this would allow students to benefit from the low interest rates in today's financial markets. The Massachusetts…
Descriptors: Debt (Financial), Student Loan Programs, Public Officials, Taxes
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Burnette, Catherine E.; McCleary, Jennifer S. – Research on Social Work Practice, 2014
Objectives: Recruitment of the needed doctoral level social workers is impeded upon when doctoral graduates experience greater educational debt burden, modest salaries, and limited opportunities for student loan debt repayment. The purpose of this article is to describe a promising opportunity to reduce doctoral level social workers'…
Descriptors: Social Work, Debt (Financial), Student Loan Programs, Loan Repayment
Sallie Mae Bank, 2018
Since 2008, Sallie Mae has surveyed American families with an undergraduate student about their attitudes toward college and how they paid for it. For the past ten years, the "How America Pays for College" research has provided insight regarding families' belief in the value of a college education, how they are making college more…
Descriptors: Paying for College, Student Loan Programs, Undergraduate Students, National Surveys
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Hauser, Daniel C.; Johnston, Alison – Higher Education Policy, 2016
American students graduate from college with tens of thousands of dollars in debt, leading to substantial repayment burdens and potentially inefficient shifts in spending patterns and career choices. A political trend towards austerity coupled with the rising student debt make the effective allocation of federal higher education resources and…
Descriptors: Costs, Student Financial Aid, Salaries, Debt (Financial)
Prescott, Brian; Michelau, Demaree; Lane, Patrick – Education Commission of the States, 2016
College affordability, like many other postsecondary policy areas, requires coordinated federal and state policies built on coordinated information. While the potential for partnerships between states and the federal government is endless and often includes missed opportunities, this paper reimagines one form of federalism in higher education…
Descriptors: Federal State Relationship, Partnerships in Education, Data, Educational Policy
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