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Amselem, Mary Clare – Heritage Foundation, 2019
The Higher Education Act (HEA) of 1965 was meant to unlock the secret to upward economic mobility by granting more Americans the chance to obtain a college degree. Nonetheless, the originators failed to recognize how this dramatic shift in federal higher education policy would affect generations to come. Today the federal government originates or…
Descriptors: Educational Policy, Public Policy, Educational Change, Educational Legislation
US House of Representatives, 2019
This document records testimony from a hearing before the Committee on Education and Labor that was held to discuss the cost of college as well as student-centered reforms to bring higher education within reach. Member statements were presented by: (1) Honorable Robert C. Scott, Chairman, Committee on Education and Labor; and (2) Honorable…
Descriptors: Student Costs, Access to Education, Higher Education, Educational Change
Darolia, Rajeev; Harper, Casandra – Educational Evaluation and Policy Analysis, 2018
A prominent concern is that college students are harming their long-term economic prospects by making student loan decisions without full information about the implications of their choices. We designed an experiment to examine students' responses to a debt letter, an increasingly popular strategy to provide easily accessible information about…
Descriptors: College Students, Student Financial Aid, Debt (Financial), Decision Making
Jones, Steven – British Educational Research Journal, 2016
The 2012 rise in student fees, from £3375 to £9000 per year, made England one of the costliest places to attend university in the world. Drawing on evidence from higher attaining young people attending low-participation schools, this paper renews established types of student debt aversion and tolerance, with sensitivity towards whether they…
Descriptors: Foreign Countries, College Students, Debt (Financial), Student Financial Aid
Evans, Brent J.; Boatman, Angela; Soliz, Adela – Research in Higher Education, 2019
Evidence from behavioral economics suggests that the framing and labeling of choices affect financial decisions. Through a randomized control trial of over six thousand high school seniors, community college students, and adults without a college degree, we identify the existence of both framing and labeling effects in respondents' preferences for…
Descriptors: Credit (Finance), Paying for College, Educational Finance, Preferences
Corredor, J.; Álvarez-Rivadulla, M. J.; Maldonado-Carreño, C. – Studies in Higher Education, 2020
This article explores the black box of college adaptation and social integration of low SES students entering higher education under a forgivable loans program. It does so by studying a context of extreme educational and economic inequality. The magnitude of this study offers an unprecedented window to observe interactions between different social…
Descriptors: Social Integration, Student Financial Aid, Barriers, Student Adjustment
Rafa, Alyssa; Roberts, Maxine – Education Commission of the States, 2020
Hiring and retaining teachers of color is one approach that policymakers can use to support improved academic achievement and opportunities for racially and ethnically diverse students. National data show that while the student population is becoming more diverse, the teacher workforce remains largely white and female. While teachers from all…
Descriptors: Diversity (Faculty), Minority Group Teachers, Teacher Selection, Racial Factors
Fletcher, Carla; Webster, Jeff; Di, Wenhua – Trellis Company, 2020
To provide greater understanding, Trellis Research recently conducted a mixed-methods, outcomes-based study of parent PLUS borrowers in Texas. The study, "PLUS Borrowing in Texas: Repayment Expectations, Experience, and Hindsight by Minority-Serving Institution Status," provides a rare look into the repayment behavior of Parent PLUS…
Descriptors: Minority Group Students, College Students, Parents, Educational Finance
Swanson, Elise; Bettencourt, Genia; Corwin, Zoë; Kezar, Adrianna; Sablan, Jenna; Ward, James – Pullias Center for Higher Education, 2021
This brief is intended as an evidence-based guide for policy analysts and decision makers to inform critical areas in the Higher Education Authorization Act related to racial justice. Our recommendations prioritize combating systemic racism in higher education with a particular focus on disrupting anti-Blackness, though several sections focus on…
Descriptors: Educational Legislation, Higher Education, Federal Legislation, Social Justice
Washington Student Achievement Council, 2021
Nationally, student debt has doubled between 2009 and 2019 and is now hovering around $1.7 trillion. The impact that student debt financing is having on borrowers of color is harmful and unsustainable. It is also widening the already significant racial wealth gap. The pandemic is likely to only exacerbate these inequities as people of color and…
Descriptors: Student Loan Programs, Student Financial Aid, Debt (Financial), Minority Group Students
National Association of College and University Business Officers, 2016
The Student Financial Services (SFS) Benchmarking Report examines student financial services operations including: unpaid student account balances, student accounts in collections, payment channels and methods, student refunds, third-party billing, and staffing and financial services operating budget. [For "2015 Student Financial Services…
Descriptors: Student Financial Aid, Financial Services, Loan Repayment, Expenditures
Grim, Jeffrey; Moore-Vissing, Quixada; Mountford-Zimdars, Anna – British Journal of Sociology of Education, 2019
This project investigated the postsecondary education aspirations of 27 secondary school-aged students living in greater London, England and greater Boston, Massachusetts, USA. An innovative research design was implemented to support a technology-facilitated international focus group allowing for exchanges between the US and English students.…
Descriptors: Comparative Analysis, Low Income, Academic Aspiration, Occupational Aspiration
Protopsaltis, Spiros – New America, 2019
This paper provides a brief overview of the current state of federal accountability and the need for change, and a summary of the landscape of state accountability reforms through funding structures for public colleges and universities. It explores key questions or decision points that must be addressed in designing a federal accountability system…
Descriptors: Accountability, Higher Education, Educational Change, Educational Finance
Amselem, Mary Clare – Heritage Foundation, 2019
The proposed College Affordability Act calls for a massive uptick in federal spending on higher education and increased access to federal student aid (which has been shown to inflate tuition), while easing the criteria for federal loan forgiveness, leaving the bill to American taxpayers. Americans need solutions that will drive down the price of…
Descriptors: Federal Legislation, Educational Finance, Higher Education, Federal Aid
Aboagye, Judith; Jung, Ji Young – Journal of Financial Counseling and Planning, 2018
This study examined factors associated with financial satisfaction and found that financial behaviors/attitudes provide the strongest explanation for the total variance in financial satisfaction. While overspending had a strong negative association with financial satisfaction, having a higher risk tolerance, no difficulty with monthly bill…
Descriptors: Correlation, Money Management, Purchasing, Risk