Escalating college costs have far-reaching implications, especially for low-income and first-generation students. Lack of financial literacy can negatively affect the success of these learners and may have long-lasting consequences, yet there is a lack of literature about the borrowing and repayment obligations related to student loans of…

This research study sought to determine whether pre-reading assignments have an impact on a student's academic performance. Learning a new topic which oftentimes seems foreign is never easy. However, reading a short article or reviewing a slide-show presentation on the lecture topic before the lecture happens (otherwise known as a pre-reading…

Despite the U.S. having one of the highest college access and participation rates in the world, equity gaps exist that impact access and success for first-generation, low-income, underrepresented students in higher education (Cahalan et al., 2020). The goal of going to college is often imperiled for first-generation, low-income, transfer students…

This study aimed to understand how emerging adults achieve financial independence by asking how emerging adults who are college graduates describe their experiences with the process of achieving financial independence. Using a generic qualitative design, this study drew connections between emerging adult college graduates' common experiences and…

The Center for Universal Education (CUE) at Brookings has been investigating efforts to scale and sustain evidence-based initiatives leading to large-scale improvements in children's learning. CUE has been implementing a series of collaborative action research initiatives called Real-time Scaling Labs (RTSL), in partnership with local institutions…

This study proposed to investigate the financial aid literacy of college students and if differences existed between specific groups. The research examined a causal comparison between students who attended a convocation and who did not, Pell awarded student status, and first-generation college student status. The participants included 58 students…

The purpose of this study is to ascertain whether a student's sense of financial security can increase the degree of predictability of retention over and above the more traditional predictors typically found in the literature, and to get a better sense for how student financial security impacts student persistence decision-making in college. To…

The proposed revisions to the "Australian Curriculum: Mathematics" highlight the importance of learning to mathematise, problem-solve and reason in real world contexts, including financial contexts. Through the Economics + Maths = Financial Capability research project, the authors have been imagining fresh ideas for connecting the…

Empirical research methods were used to study the motivation factors that may persuade young adults in Thailand to learn finance. We aim to clarify the stimulus factors to acquire financial knowledge and stimulus factors to change financial behavior and demonstrate their importance to incorporate in the game design by integrating psychological…

Higher education costs in the United States have increased by 69% in the last decade. Simultaneously, state legislatures have decreased the level of funding provided to institutions of higher education while states have initiated campaigns to encourage students to obtain a post-secondary education. With increased costs, decreased support, and…

One-third of student loan debt is delinquent or in default, creating a crisis in the United States economy and the lives of the students (Friedman, 2020 U.S. Department of Education, 2019). A more complex story is that of the African American student with default rates five times more than their majority counterparts (Mishory et al., 2019;…

This study examined the relationship between language difficulties and learner's errors in financial mathematics, and it employed a quantitative research approach using a case study design. The population for the study consisted of all grade 10 mathematical literacy (ML) learners from three selected schools in East London District, from which 40…

Through the lens of Human Capital theory, the role of financial aid (both amount and type) is explored in the context of student financial stress, and ultimately general student health. Data are taken from a sample of 232 students from a major Midwestern university who were surveyed about their financial attitudes, behavior and knowledge. The…

To measure the outcomes of youth transitioning out of foster care, states are required to administer the National Youth in Transition Database (NYTD) survey to cohorts of youth at ages 17, 19, and 21. With this second cohort of youth having completed all three waves of data collection, researchers are beginning to better understand the experiences…

Issues regarding the steadily rising cost of college education, especially among disadvantaged college students, have gained enormous attention among scholars due to the recent global financial crisis. This has led government and colleges to outline financial literacy empowerment initiatives. With an emphasis on financial literacy and education,…