In June the U.S Climate Change Science Program, which is sponsored by 13 government agencies, released a report saying that extreme weather like heat waves, heavy downpours, and superpowered hurricanes would be more common in the future. The timing of the report--coming just as officials in Iowa were surveying the damage from the swollen Iowa River--could not have been better. The news media jumped all over it, saying that the world could expect "Iowa-like floods," as Bloomberg put it. While it is folly to link any single storm or wacky weather event to climate change, experts have long argued that extreme weather will very likely be a trend in a warming world. The recent predictions, paired with the situation in Iowa, already have some college officials thinking about how to revise their disaster plans. In this article, the author discusses how these recent extreme weather and predictions of more to come have colleges, even inland institutions typically thought to be safe, rethinking their insurance coverage.