This study describes a series of focus groups conducted with employers. A series of 10 focus groups was conducted in 10 different communities in a midwestern state, with small, medium, and large communities represented. A total of 67 participants, representing human resources offices and direct supervisors, responded to questions regarding problems they faced in recruiting, selecting, training, accommodating, and promoting workers. Follow-up questions asked how the diversity and disability of job seekers affected these problems. Responses yielded several themes regarding their view of these problems, offering a frame from within which rehabilitation providers can better understand the issues facing employers. Fundamental to employers' concerns were the risks they took and the nature of the labor market that contributed to those risks.