This study presents the conceptualization and subsequent model fit analysis of a retention model for Latino/a students at urban commuter universities. The three institutions involved in the study represent different environments for Latino/a students. Two are Hispanic Serving Institutions (HSI) and the third represents a predominantly White environment. The model emerged from a concurrent nested mixed method design and reflects the influence of social cognitive theoretical foundations. Using structural equation modeling, the model that emerged from the qualitative data was found to have a good fit and explained 33% of the variance on the "intent to persist in college" variable. (Contains 2 tables and 1 figure.)