Factors Associated with Student Loan Default Among Different Racial and Ethnic Groups.

Volkwein, J. Fredericks; Szelest, Bruce P.; Cabrera, Alberto F.; Napierski-Prancl, Michelle R.

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Peer reviewed

ERIC Number: EJ561345

Record Type: Journal

Publication Date: 1998

Pages: N/A

Abstractor: N/A

ISBN: N/A

ISSN: ISSN-0022-1546

EISSN: N/A

Factors Associated with Student Loan Default Among Different Racial and Ethnic Groups.

Volkwein, J. Fredericks; Szelest, Bruce P.; Cabrera, Alberto F.; Napierski-Prancl, Michelle R.

Journal of Higher Education, v69 n2 p206-37 Mar-Apr 1998

Analysis of National Postsecondary Student Aid Study data for 11,000 students in loan programs at 1,400 institutions found borrowers with similar earned degrees, marital status, number of dependent children, showed similar levels of income/loan default, regardless of racial/ethnic group. Findings dispute national policy and suggest that campuses assist student borrowers by promoting good academic performance and degree completion. (Author/MSE)

Descriptors: College Students, Comparative Analysis, Degrees (Academic), Dependents, Ethnic Groups, Higher Education, Income, Loan Default, Loan Repayment, Marital Status, Minority Groups, Predictor Variables, Student Characteristics, Student Loan Programs

Publication Type: Journal Articles; Reports - Research

Education Level: N/A

Audience: N/A

Language: English

Sponsor: N/A

Authoring Institution: N/A

Grant or Contract Numbers: N/A