As a follow-up to White et al.'s (2021) "We Don't Talk About That": Exploring Money Conversations of Black, Hispanic, and White Households, this article examines social capital and financial conversations among racial and ethnic groups. Although most people avoid discussing money, Blacks and Hispanics have the fewest financial conversations. When they do have money talks, Black and Hispanic individuals are more likely to have conversations with friends rather than with partners, family, or professionals. This article uses research to recommend techniques that family and consumer sciences (FCS) practitioners and educators can use to help families cope with the discomfort that may arise and increase their money conversations.