The study examines ascribed, financial, and college factors to predict study abroad participation among a national sample of students from financially disadvantaged backgrounds. Based on a longitudinal sample of 398 fourth-year participants of a national scholarship program (consisting of more than 50% students of color and 50% first-generation college goers), results show that despite higher study abroad participation among this group compared to national averages, finances remain a predominant impediment. The results provide a counter-narrative that study abroad participation is for the privileged. Findings also indicate that grant aid and prior exposure to financial adversity in the form of severe poverty are associated with an increased likelihood of study abroad participation, and that these relationships tend not to be moderated by gender or ethnoracial identity. Exploratory information on student motivations for study abroad is also reported. Given the importance of study abroad to learning outcomes, this study points to the importance of attracting to study abroad those for whom the college experience marks a significant break from the adverse conditions of their youth and may inform how study abroad, academic, and financial aid advisors can work with students to find funding sources to make an international experience a reality.