A risk manager's job is to assess what could go wrong on campus, how likely this is to happen, and what the consequences would be--and then take action to protect the college, its people, and its assets. These steps might include introducing new policies and procedures, training stakeholders, instilling a culture of safety, and making sure the college has sufficient insurance to guard against liability. Assessing and managing risk plays a vital role on community college campuses. While some accidents or injuries may be unavoidable, regardless of how safety-conscious an institution is, effective risk management can limit unfortunate incidents to a minimum. On the other hand, failure to implement sound risk management practices could be costly. Every dollar spent on liability claims, property damage and high insurance premiums is money diverted from supporting the core mission of teaching and learning. And the human toll of injuries to staff or students can be devastating. This article examines how effective risk management can improve safety and save money at community colleges.