ERIC Number: EJ1154777
Record Type: Journal
Publication Date: 2017
Pages: 12
Abstractor: As Provided
ISBN: N/A
ISSN: ISSN-2304-9650
EISSN: N/A
Education and Knowledge in the Use of Financial Products and Services in Bachelor's Degree Students
García-Santillán, Arturo; Moreno-García, Elena; Molchanova, Violetta S.
European Journal of Contemporary Education, v6 n3 p530-541 2017
This study seeks to determine a university student's knowledge and culture in relation to money; the way they plan their budget, their economic independence and consumer habits, the level of debt, and the use of financial services and products. The instrument designed by Aravena-Collao and Mendoza-Letelier (2010) was used for the query among the students of different universities in the conurbation of Veracruz-Boca del Río, México. Findings show that young students maintain an acceptable level of knowledge in basic concepts like credit, savings, investment, and budgets. However, knowledge and use of financial products like savings accounts, credit, and debit cards are almost non-existent.
Descriptors: Bachelors Degrees, Knowledge Level, Familiarity, Money Management, College Students, Student Surveys, Online Surveys, Predictor Variables, Debt (Financial), Financial Services, Self Management, Foreign Countries
Academic Publishing House Researcher. 26-2 Konstitutcii, Office No. 6, 354000 Sochi, Russian Federation. Tel: +7-918-2019719; e-mail: evr2010@rambler.ru; Web site: http://ejournal1.com/en/index.html
Publication Type: Journal Articles; Reports - Research
Education Level: Higher Education
Audience: N/A
Language: English
Sponsor: N/A
Authoring Institution: N/A
Identifiers - Location: Mexico
Grant or Contract Numbers: N/A