This study was undertaken to study the academic achievement and study habits of male and female college students of district Pulwama (J and K). The sample for the study was 410 including 193 male and 217 female college students, which was further divided into different groups of rural-urban dichotomy. For this purpose descriptive survey method was used. The college students were in the age group of 19-21 years. The sample has been selected on the basis of random sampling technique. Palsane and Sharma Study Habits Inventory (PSSHI) and Aggregate marks percentage obtained by the sample subjects in their first and second year examinations were collected from the official records of the colleges. The average of these percentages for each sample subject was used as a measure of the academic achievement. The result of the study highlights that the female college students have high academic achievement as compared to male college students. On the other hand, it has been found that study habits of college female students are slightly higher than the male. The two groups under study do not show any significant difference in their study habits.