The is the second edition of Sallie Mae's "How America Completes College" report, which focuses on the experiences of current undergraduate students and considers the real-time barriers to graduation. This year's report identifies key factors impacting a student's journey from accessing higher education to completing their degree or program of study. Additionally examined are the reasons Non-Completers--young adults who started but did not finish their degrees or program of study--left school and use these learnings to evaluate the current college experience and identify students at risk of non-completion. The results are based on an online survey managed by Ipsos, in English, with: (1) 1,029 young adults, ages 18 to 30, currently enrolled in a 2- or 4-year program; and (2) 427 young adults, ages 18 to 30, who started a 2- or 4-year degree but withdrew before completing the program. The research was conducted between June 2, 2023 and June 26, 2023. For details on methodology, including sampling, weighting, and credibility intervals, see the Technical Notes section at the end of this report. [For the first edition of this report, see ED624314.]