College transfer has grown to be extremely common in the United States. Approximately three out of every eight (38%) of United States college students now transfer between colleges at some point during their college careers (National Student Clearinghouse Blog, 2018). Transfer is also extremely common within The City University of New York (CUNY) system of colleges, which includes both associate degree-granting community colleges and four-year colleges that offer baccalaureate degrees (and higher). Each fall alone, more than 10,000 students transfer from one CUNY college to another, with more than two-thirds of these students transferring from a community college to a baccalaureate college. The transfer path from a community college to a bachelor's degree is, however, not smooth, and even though transfer numbers are high, many students who intend to transfer do not end up doing so (Sutcliffe & Condliffe, 2020). At the start of college, 87% of CUNY community college students say that their ultimate goal is to attain at least a bachelor's degree (C. Chellman, personal communication, February 8, 2021), but only 16% do so within six years of beginning college. Whether or not students realize it, their bachelor's-degree aspirations are consequential, because the median annual earnings of workers with bachelor's degrees are $15,000 higher than those of workers with only associate degrees, and over the course of a lifetime, individuals with a bachelor's degree earn about $200,000 more than individuals with an associate degree, even accounting for the increased costs of obtaining the bachelor's degree (Ma et al.,2019).