This research applies the community cultural wealth model to explore how Black and Latinx students experience financial barriers in college from an appreciative lens. The purpose of this study was to increase understanding of how Black and Latinx students use aspirational, familial, social, navigational, resistant, and linguistic capital to overcome financial barriers to college completion. Black and Latinx college students were interviewed to determine what skills and traits they used to overcome these obstacles. The results indicate that students use aspirational, familial, social, and navigational capital to overcome financial issues. In addition, colleges inadvertently create financial barriers in the form of academic advising and the scholarship application process. Three recommendations are provided: create financial programming for college students' families, implement an early alert system to identify students who may be more at risk of financial issues, and review policies and procedures to see which may cause financial barriers. [The dissertation citations contained here are published with the permission of ProQuest LLC. Further reproduction is prohibited without permission. Copies of dissertations may be obtained by Telephone (800) 1-800-521-0600. Web page: http://bibliotheek.ehb.be:2222/en-US/products/dissertations/individuals.shtml.]