To provide greater understanding, Trellis Research recently conducted a mixed-methods, outcomes-based study of parent PLUS borrowers in Texas. The study, "PLUS Borrowing in Texas: Repayment Expectations, Experience, and Hindsight by Minority-Serving Institution Status," provides a rare look into the repayment behavior of Parent PLUS borrowers of both MSI [minority serving institutions] and non-MSI students, shedding light on the borrowers' goals and financial trade-offs concerning saving, major purchases, and retirement. The study also focuses on both the level of knowledge they possess about the PLUS loan and the differences between their initial expectations and the actual amount of the debt.