The proposed College Affordability Act calls for a massive uptick in federal spending on higher education and increased access to federal student aid (which has been shown to inflate tuition), while easing the criteria for federal loan forgiveness, leaving the bill to American taxpayers. Americans need solutions that will drive down the price of college, hold universities accountable for the quality of the education that they offer, and bolster career and technical education options. The College Affordability Act accomplishes none of these goals. Key takeaways: (1) American students need relief from rising tuition costs, and a massive new spending bill would make the current situation even worse; (2) Lawmakers must address federal student loans that have caused tuition hikes, hold universities accountable for education quality, and promote better options; and (3) Congress should cap, and then end, federal loans to spur competition, to pressure schools to reduce tuition, and to expand opportunity for all students.