This brief examines two types of state service-contingent aid programs: conditional grants/loans and loan forgiveness. Conditional grant or loan programs provide a financial award to currently enrolled students and, in exchange for receipt of the award, students must fulfill certain service or work requirements after graduating from college. Loan forgiveness programs also have service or work requirements but provide forgiveness for student loans that were initially awarded without service-related conditions. A list of these types of programs in the Midwest is included.