"Creating a Financial Stake in College" is a four-part series of reports that focuses on the relationship between children's savings and improving college success. This series examines: (1) why policymakers should care about savings, (2) the relationship between inequality and bank account ownership, (3) the connections between savings and college attendance, and (4) recommendations to refine children's savings account proposals. This series of reports presents evidence from a set of empirical studies conducted by Elliott and colleagues on children's savings research, with an emphasis on low-income children, relevant to large-scale policy proposals. One such proposal, The ASPIRE Act, would encourage savings by opening an account for every newborn child, seeding the account with an initial deposit and progressively matching contributions, and designating accumulated resources to support post-secondary education or other targeted uses such as homeownership or retirement. Collectively, these reports build on the compelling observation that children with savings in their name are given a stake in their future. As such, they are more inclined to take control over their educational experience and feel more empowered to attend college and persist through graduation. Report IV examines ways to refine CSA proposals, such as the ASPIRE Act, so they more effectively build on recent theoretical and empirical work in the field by presenting specific policy ideas that can be incorporated into the policy design process. (Contains 5 footnotes.) [For related reports, see "Why Policymakers Should Care about Children's Savings. Creating a Financial Stake in College: Report I of IV" (ED540300); "Does Structural Inequality Begin with a Bank Account? Creating a Financial Stake in College: Report II of IV" (ED540299); and "We Save, We Go to College. Creating a Financial Stake in College: Report III of IV" (ED540298).]