This is the fourth biennial survey on the state of economic and personal finance education in the fifty states conducted by the National Council on Economic Education (NCEE). NCEE conducts these surveys to gauge how the state standards, their implementation, and state testing change from year to year. Since the last survey, published April 2003, there has been relatively little change in the status of economic education requirements in the states. More improvement, however, has been made in advancing personal finance education requirements. This year's survey methodology represents a marked improvement over past years. The traditional paper survey used in 1998, 2000 and 2002 was replaced by a more time-efficient and user-friendly digital version--allowing for electronic distribution, collection and computation. This report card on the state of economic and personal finance education presents general findings as well as state-by-state detail. Tables summarizing major conclusions contain comparisons to previous years. Maps are used to illustrate national aggregate findings in both economic and personal finance education. (Contains 2 tables.) [Funding provided by State Farm.]