Nearly half of all full-time working college students are working enough hours to hurt their academic achievement and the overall quality of their education. At the same time, the majority of these students report that they would not be able to attend college if they did not work. As college costs have risen, federal grant-aid has failed to keep pace, and students in the future face even greater pressure in paying for college. Data about student employment are from 1,031 surveys completed by students across the United States. They show that 46% of all full-time working students work 25 or more hours per week, and 42% of these students reported that working hurt their grades. Fifty-three percent of all full-time working students who work 25 hours or more per week reported that employment limited their class schedule, and 38% said that work limited their class choice. Sixty-three percent of all full-time working students who work 25 hours or more each week reported that they would not be able to attend college if they did not work. One in five full-time working students works 35 or more hours each week. (Contains 16 figures and 17 tables.) (SLD)