The Missouri Health and Educational Facilities Authority has been legislatively directed to assist the state's school districts in the issuance of general obligation bonds and to develop guidelines for two voluntary methods relating to the issuance of these bonds. The program offered provides credit enhancement and helps achieve the lowest possible borrowing costs and other favorable borrowing terms for school districts in need of educational facilities. This document presents the guidelines on the basic program requirements and credit considerations, followed by guidelines for pool financing and conventional bond financing. (GR)