This study of the time-to-degree issue at institutions of higher education in Alabama reviewed existing reports on the problem, identified factors contributing to increases in time-to-degree, and surveyed baccalaureate programs in the state for the credit-hour degree requirements. Following an executive summary, Section 1 considers factors influencing extended time-to-degree, including student-controlled factors such as changing goals; institution-controlled factors, such as confusing curriculum requirements and policies on accepting transfer credits; and external factors, such as an increase in the number of required courses and rising tuition costs. Section 2 presents results of the credits-to-degree survey which found that Alabama institutions tend to require more credit hours than comparable national programs. Section 3 lists 17 recommendations which are organized under 3 categories: recommendations for the commission; recommendations for the institutions;, and recommendations for the legislature. The following are included in the recommendations: that the commission require new program proposals to compare required credit hours with similar programs in other states; that institutions consider guaranteeing time-to-degree by guaranteeing course availability for full-time students complying with program requirements; and that the legislature consider imposing a surcharge for excessive credits. Appended is the advisory board membership list. (Contains 26 references.) (DB)