This biennial directory of educational services for the disabled and their families lists 1,052 programs, services, and directories designed primarily or exclusively for persons with disabilities and members of their families, sources of state benefits, and other financial aid directories. An introductory section explains the purpose of the directory, shows a sample entry, and explains how to use it. Each program description usually includes the name of the organization offering the service, the defined purpose of the program, eligibility requirements, financial data (dollars granted), duration, number of awards offered annually, and application deadline. Program descriptions are categorized by type of award--scholarship, fellowship, grant, loan, grant-in-aid, award, or internship and also according to type of disability, including disabilities in general, orthopedic and developmental disabilities, hearing disabilities, visual disabilities, communication and other disabilities, or for families of the disabled. A section on state benefits includes a list of state financial aid offices, student loan programs, and vocational rehabilitation services. A bibliography of financial aid directories is organized according to type of award. Also included in this section are several indexes: a program title index, a sponsoring organization index, residency index, tenability (geographic locations where the programs listed may be used) index, subject index, and calendar index (application filing dates). (CH)