This guide presents information in context with comprehensive eligibility, application, and benefit profiles of the student aid programs administered by the California Student Aid Commission. Used in conjunction with the Financial Aid for Students Workbook, this guide will help financial aid specialists provide students with updated information on California's major financial aid programs and application requirements. After summarizing California's student financial aid programs, the guide details the application process. Some of the topics covered include program and residency requirements, determining financial need, student aid telephone numbers, student dependency status, and tips on completing the Free Application for Federal Student Aid. The guide's largest section concentrates on grants, special programs, and loans. Some of the many programs examined here include the Cal Grants, state work-study programs, special loan programs (including federal loans), scholarships, refinancing and repayment options, and information on the California Student Opportunity and Access Program. In the back, college costs are summarized, a four-page bibliography lists publications on financial aid resources, and an order form is shown to request California Student Aid Commission Forms/Publications. (RJM)