This report presents statistics and other information concerning trends in, and the current (1991) status of, various student financial aid programs in New York State. Among the report's findings are the following: (1) New York State spent more on student aid in 1990-91 than 1989-90 out of a smaller State higher education budget; (2) despite the increased amount of grant aid in 1990-91, borrowing at public and independent institutions increased dramatically, including unsubsidized loans with unfavorable terms indicating that financial need was great; (3) the percentage of state resident full-time graduate students receiving Tuition Assistance Program (TAP) awards continued to decline in 1990-91; and (4) tuition and fees have risen, while state grants and scholarships have been cut further or eliminated, thus making it even more difficult for low-income and middle-income students. Data is displayed in 6 figures and 18 tables. Proposals for the state's student aid programs are provided. Appendices include tables showing trends in resident undergraduate college costs in New York State from 1989-90 to 1991-92, a list of New York State and Federal Student Assistance Programs, TAP program features, TAP awards by schedule and income in 1991-92, TAP award schedules for 1991-92, and the Regents 1992 report on "The Aid for Part-time Study Program". (GLR)