Papers from the National Association of State Scholarship and Grant Programs/National Council of Higher Education Loan Programs conference on student aid are presented. They include: (1) "Keynote: Meta-Analysis of the Effects of Student Aid on Access, Choice, and Persistence" (Larry Leslie and Paul Brinkman); (2) "College Choice Issues Defined from National Data Bases" (Thomas G. Mortenson); (3) "The Relationship of Financial Aid to Student Persistence in a Commuter Institution: A Test of a Causal Model" (Arlett E. Moline); (4) "A Program Evaluation of the New York State Tuition Assistance Program" (Arlene Olinsky); (5) "Student Loans and Student Choice: Evidence on Access, Persistence and Change of Major" (Edward P. St. John and Jay Noell); (6) "Manageability of Federal Student Loans: New Evidence and the Effects of Reauthorization" (W. Lee Hansen and Marilyn S. Rhodes); (7) "Undergraduate Students' Cost of Attendance: Program Estimates and Student Experience" (Craig V. Schoenecker and Gerald L. Setter); (8) "How Recipients Learn about Financial Aid" (Robert Lowinger); (9) "Longitudinal Tracking of Aid Recipients: Issues in Packaging and Retention" (Marilyn Sango-Jordan); (10) "Proprietary Schools: Issues in Access and Aid" (Richard W. Moore); (11) "Variation in Student Financial Aid among New England Private Colleges: A Conceptual and Empirical Analysis" (Donald L. Basch); and (12) "Financing College: Implications of Alternative Choices for Urban University Students" (Eleanor R. Hall). References are provided at the conclusion of individual papers. (KM)