The King Pre-Retirement Checklist (KPRC) was used to assess and compare pre-retirement planning of White to Native American respondents in 10 areas: financial, social, family cohesion, mobility/health, safety/security, productivity, time management, recreation/entertainment, ego integrity, and cognitive processing. Utilizing stratified random sampling of Midwestern residents, an attempt was made to include both sexes, urban and rural residents, different socioeconomic and age levels, and proportional representation from both Caucasian and Native American populations; the resulting sample was felt to be representative of the nation except for Black and Hispanic representation and large metropolitan areas. Sampling yielded 458 usable returns, 85.1% from Whites and 13.9% from Native Americans, primarily Lakota/Dakota Sioux. Results indicated that White respondents scored higher in all categories of pre-retirement planning when compared to Native American respondents. Significant differences were realized in the planning factors of safety/security, mobility/health, time management, and ego integrity as well as in total score comparison. The concept of ego integrity may be defined differently among Native Americans than among Whites. In view of the relatively small sample size of Native American respondents and because the KPRC may be very sensitive to the issues of White populations and may even maintain a bias within its structure and definition of factors related to retirement, further study is encouraged. (NEC)