A handbook for the adult student returning to college is presented. Attention is directed to the pros and cons of reentry; how to choose a program; options for financing an education; admissions applications; maximizing preentry credits; colleges, credits, and degrees; coping with academic demands such as exam-taking; and achieving a balance between work, family, friends, and school. The importance of determining whether an institution's offerings are accredited and acceptable as transfer credits is noted, along with the meaning of regional accreditation, accreditation by professional groups, and state licensing requirements. Reentry students may obtain preentry college credits in three ways: transfer credits from other colleges, credit by examination, and credit for life experience. Receiving the maximum number of credits for prior learning can mean large savings of money and time. Independent study projects may be a good mode of learning, and some colleges allow all credit to be earned off-campus by independent study through external degree programs. Required courses, special services, and college costs are also considered, and sources of information on programs and funds are identified. A bibliography and lists of state licensing agencies and state higher education agencies are appended. (SW)