This unit, one of a series of six Project SCAT (Skills for Consumer Applied Today) units, is designed to help senior high school students develop consumer education skills. For a description of the specific objectives and format of the units, see SO 013 467. This document provides learning activities, teaching methods, and a student booklet for a unit on banking. The section on checking accounts covers advantages, disadvantages, and types of checking accounts, types of checks, procedures for opening a checking account, check writing, check endorsement, check cashing requirements, procedures for stopping payment, and procedures for balancing a checking account. The section on savings focuses on reasons for savings, personal savings considerations, savings institution considerations, alternative savings institutions, types of savings accounts, and savings account maintenance. Students make a field trip to a local bank, examine career opportunities in banking, survey bank advertisements, and make a checklist for selecting a bank. Students also interpret quotations about savings (such as "A penny saved is a penny earned"), compare interest rates of different savings institutions, investigate ways that interest is computed, set up a mock bank in the classroom, and devise games and puzzles to review the banking vocabulary. A pre- and posttest and reproducible graphics are included. The student booklet contains relevant vocabulary, readings, and worksheets. (KC)