The document is a guide to a consumer education course; the course format is a series of several activity-based miniunits for each of 15 instructional areas: components of life styles, decision making, settling conflicts, budgeting, handling and controlling family income, credit, interest rates, savings institutions, family financial security, investment, effective consumerism, advertising, consumer aids and protection, legal relations, and consumer guides. There are more activities listed for each instructional area than can be completed in the time indicated, so that teachers may choose the activities most effective for their own situations. Each instructional area is introduced by its course goal and behavioral objectives, followed by several miniunits, and an annotated resource list. The one-page miniunit format is: area, topic, time, behavioral objective, performance objectives, activities, and resources. The learning activities teach effective consumerism by student participation in the marketplace, either by hypothetical or actual selection, comparison, and evaluation. A community resource list for the Greater San Diego (California) area and suggested uses for such innovative materials as the telephone book and the mail order catalog complete the guide. (AJ)