One of a series, this curriculum guide is designed for use as a supplement to a 12th grade course entitled "Consumer Education, Materials for an Elective Course" described in ED 022 044, or as an independent unit. Education is viewed here not only as a consumer purchase but also as a preparation for future employment. Ways are given to use money to achieve greatest satisfaction. The purpose is to help students realize how education helps them achieve lifetime goals. The interdisciplinary course may be used in connection with social studies, home economics, business education, and other courses. Twenty understandings are presented with suggested pupil and teacher activities and sources that deal with the need for lifelong education, with ways of paying for such training, and with the agencies that provide it. (SJM)