In response to the requirements of the Higher Education Amendments of 1986, this report addresses the impact of the two-year-old Student Loan Consolidation Program. Principle findings of the investigation concern the higher interst costs to the borrower that are brought about by longer payment plans and the fact that the government's subsidy costs…

A proposal written by a group of economists suggests investing a portion of the Social Security surplus in a revolving loan fund designed to enable American students and workers to finance their own post-secondary education, vocational training, or re-training. The plan would make available to every American a line of credit to finance the costs…

A review was conducted of methods used by the U.S. Department of Education and by state or private nonprofit loan guarantee agencies to protect the federal government's interest when collecting defaulted student loans under the Guaranteed Student Loan Program. Questionnaires were sent to 58 guarantee agencies that administer the program to…

Guidelines are provided to assist in the interpretation of the regulatory requirements regarding disbursement of funds to students under Title IV student aid programs. Attention is also directed to the higher education community's self-regulation initiatives regarding refund and repayment, as well as the Department of Education's regulations in…

Using a case study approach, the General Accounting Office (GAO) reviewed the results of 12 projects funded under the Urban Development Action Grant (UDAG) Program, which provided $3 billion in grants to distressed communities for economic revitalization and neighborhood reclamation projects. GAO found that the projects exceeded investment…

Presents a practical application of mathematics that would be appropriate for a general liberal arts classroom exercise to illustrate how calculators and computers are important tools for the consumer. (PK)

Colleges and universities will be held directly responsible for loan repayments by their former students. Most postsecondary institutions with default rates of more than 20% are for-profit trade schools, community colleges, or historically Black colleges. (MLW)

An examination of student loan programs to finance college education in developing nations finds that in Asia and Latin America the potential rate of cost recovery is better than for francophone and anglophone Africa, but that in Africa the approach would still permit a shift toward greater private financing of higher education. (MSE)

Advantages of locally-funded, short-term, small, emergency student loans for both institutions and students are outlined, and its increasing importance as a form of aid is noted. A list of questions for financial aid administrators to consider before making such a loan to a student is provided. (MSE)

The development of Georgetown University's program to help dental students manage their financial affairs is described. The program, using the general economic profile of the student body on which the school's financial aid policy is based, is an effort to address the increased level of indebtedness of its students. (MSE)

This report responds to a congressional request to assess the availability of information on the extent to which the increasing burden of student debt affects: (1) students' choices about whether and where to enroll in college and whether or how much to borrow; (2) the length of time it takes to earn the baccalaureate degree and student choices…

A portion of a brief filed in the United States Court of Appeals to appeal a judgment in Handsome v Rutgers University is provided. The case involved a student's prohibition from reregistering and obtaining transcripts due to unpaid loans. The argument and statement of the standard or scope of review are included. (MLW)

The article presents an econometric analysis of the interrelationships between law school tuition levels, law school quality, law faculty salaries, and the starting salaries of graduates. It then analyzes recent data and concludes that, while tuition increases have outpaced starting salaries, law school attendance is still a good investment.…

The recent history of trends affecting the affordability of college are summarized. A better balance needs to be established between loan and grant support for students. The Stafford Student Loan Program (formerly the Guaranteed Student Loan Program) and the Reishauer HELP program are discussed. (MLW)

This brief statement offers 10 questions for consideration by American Dental Association (ADA) officials and others concerned with the burdensome indebtedness graduates often incur for their dental education. Questions ask for assessments in such areas as school operating costs, tuition, school support, loan forgiveness, and how the ADA can help…