Information on managing debt acquired by St. John's University law students is provided. The cost of education for a graduate student includes tuition, fees, books, home maintenance, personal expenses, and transportation. A student budget for 1984-1985 is provided by students' dependency status (dependent 9 months, 9-month residency/dependent, and…

A counseling program prepared for Georgetown University School of Dentistry is described. It trains students in concepts associated with short- and long-term financial planning, banking relationships, credit, business planning and structuring debt into an individual student's lifestyle. (MLW)

Data from an annual national survey of senior medical students regarding their residency plans, postresidency career plans, and level of indebtedness on medical school graduation are reported by specialty, with some narration. (MSE)

Suggestions for changes administrators can make to assist students in debt management include (1) administrator willingness to expand his/her role and help other officials accept the change; (2) establishment of programs in financial counseling, debt management, and debt counseling; and (3) exploration of creative ways to finance educational…

The federal government assists students and their parents in meeting the costs of postsecondary education through two student loan programs, the Federal Family Education Loan Program and the William D. Ford Direct Loan Program. Although the two programs provide similar benefits to borrowers, their structures and operations differ greatly. As a…

This Spanish language publication explains what federal student financial aid is and the types of student financial aid that are available. The guide opens with an overview of federal student financial aid, and then discusses how to find out about student aid. A section of general information discusses eligibility and dependency. Types of federal…

This brochure contains information about student loans for college applicants and students in Missouri. It is a resource to assist borrowers in making smart repayment decisions and in understanding the options to avoid delinquency and default. Things to consider before one borrows, how to increase one's resources, and how to decrease one's…

This student guide provides financial aid information for high school seniors and college students. The first few pages of this guide are a quick reference to federal student aid programs and how to apply. Most student financial aid comes from the federal government programs, which the U.S. Department of Education's Federal Student Aid (FSA)…

Medical student aid programs tied to a service commitment operate in 31 states. Various payback options are available, the most popular being cancellation of financial obligation through service. Although a major program objective is service in underserved areas, little incentive actually exists for service in low-income areas. (MSE)

Discusses the legal obstacles, especially in view of the Bankruptcy Reform Act of 1978, to the practice of withholding transcripts from students who owe debts to a college or university. Available from Willamette University College of Law, Salem, OR 97301. (Author/IRT)

A discussion of debt burden, particularly for college students and graduates, looks at recent research, discusses borrower perceptions of debt burdens and excessive debt, analyzes debt-to-income ratios, and synthesizes these ideas into a universal model. Data from a 1990 state survey of borrowers by the Iowa College Student Aid Commission.…

The trend in rising tuitions at law schools is documented as is the increasing reliance of students on loans to finance their legal education. Among concerns raised are that the need to "hustle" to make ends meet will present problems in maintaining standards of professionalism. (DB)

Responding to the cost debate, higher education must look carefully at all the ways its institutions serve the public, then work together to convey that message to labor, business and industry, public officials, school teachers, parents, and others, building constituencies among those with a stake in higher education's success. (Author/MSE)

A survey of patient debt management policies of dental programs is reported. The translation of a student's successful performance in a clinic setting to an academic failure based on a patient's failure to pay for services is not legally defendable. Fee collection should not be tied to student academic progress. (Author/MLW)

This paper examines the use of student loans, a capitalist form of educational financing, in a socialist country, the People's Republic of China. Details of the program, including eligibility, loan amounts, interest charges, administration, and repayment terms, are summarized. The paper suggests that major problems may be encountered in securing…