This module, one of six on teaching consumer matters to low-income adults, discusses banking skills. Topics include banking services (savings accounts, safety deposit boxes, Christmas clubs, loans, etc.), checking accounts (deposits, checkwriting, check registers, opening an account), how to use the check register (cancelled checks, deposits),…

The handbook details legal options in providing for decisionmaking regarding mentally retarded persons. Defined are trusts and representative payee situations. Considered in detail are aspects of guardianship and conservatorship, including legal standards, effects on daily livinq, financial issues, and liability. A final section provides technical…

Chico State College views and is approaching the problem of improving equal access to higher education as if it were a three-legged stool, each leg being required to be fully functional if the stool is to be serviceable. The first leg necessary is a strong Educational Opportunity Program (EOP) that recruits students, the majority of whom do not…

The Bureau of Indian Affairs (BIA) 1971 Annual Credit and Financing Report describes the financing available for economic advancement of American Indians. The 3 main financing sources cited in this report are (1) customary leaders, both private and Government; (2) tribes and other Indian organizations with funds of their own; and (3) the revolving…

The pension-issues committee of the Higher Education Secretariat has issued a report backing an earlier proposal to permit college employees to withdraw more of their accumulated funds at the time of retirement as a one-time funds-transfer benefit, but dropping a call for potential withdrawal at any point during a career. (MSE)

Presents a case study of a franchising arrangement involving a university and a student dominated association. (Author)

Some students receiving financial assistance for their education from the Department of Veterans Affairs (VA) may not also be eligible for tax benefits for education under the Taxpayer Relief Act of 1997 (P.L. 105-34). For students to be eligible for the tax benefits, they must have incurred their educational expenses at schools eligible to…

This paper summarizes the main provisions of Kansas' School District Finance and Quality Performance Act (SDFQP). The paper discusses state financial aid and how this is affected by decreasing enrollment, program weight, low-enrollment weight, correlation weight, transportation weight, at-risk pupil weight, school-facilities weight, and ancillary…

An insurance consultant explains some common misconceptions about school fire insurance and recommends steps for checking coverage. (Author/DN)

Colleges must investigate financing options before they are needed by their students and be ready to help students find new and creative ways to fund their education. Tax-exempt financing options, new sources of loan capital, cooperative arrangements with state agencies, and new federal aid are among the possibilities to explore. (Author/MSE)

Describes a program called Faith, Finances, and You, which aims to help parishioners of St. Albert the Great in Ohio become better stewards in their personal and financial lives. Program involves a series of workshops that were adjusted according to participant feedback. The parish plans to expand the program to schools. (NB)

Four common services offered by college alumni associations for their alumni (credit cards, telephone services, mortgages, and insurance) can provide benefits to alumni while they raise money for the institution. Considerations in planning such services include what products to offer, choice of company, customer service standards, end-of-contract…

Increasingly, organizations find that they need to integrate large number of information systems in order to support enterprise-wide business initiatives such as e-business, supply chain management and customer relationship management. To date, organizations have largely tended to address information systems (IS) integration in an ad-hoc manner.…

Designed for the general public and possibly suitable also for high school economics students, this booklet briefly explains the terminology associated with general economic concepts about banking and the Federal Reserve System. Part 1 deals with financial regulators and institutions, including nondeposit intermediaries and depository…

This handbook provides a brief overview of bank and bank holding company community development corporations (CDCs), the types of activities for which they can be used, the legal requirements in establishing such an entity, and how they are organized and operated. Case studies, including studies of the Shorebank Corporation of Chicago, the First…