This collection of tables is a compilation of 1998 school cohort default rates for fiscal years(FY) 1995, 1996, and 1997 for all schools that are currently participating in any Title IV student financial assistance program. Schools are listed by state in descending order by cohort default rate. Foreign schools are listed following the state…

Basic legal knowledge that the student financial administrator needs is outlined: the legal system, requirements and regulations affecting financial aid, interacting with lawyers and the legal system, and substantive law and legal issues affecting the operation of the office. (MLW)

It is now possible to use the Supplemental Educational Opportunity Grant program, along with the College Work-Study program, as a tool to restrict unreasonable borrowing for the majority of students who need financial assistance. A new aid packaging methodology initiated by the University of Wisconsin-Stevens Point is described. (MLW)

Students who have their National Direct Student Loans or Guaranteed Student Loans discharged under federal bankruptcy law may encounter difficulty obtaining college transcripts, and should be counseled on these problems. Available from University of Louisville, 2301 Third St., Louisville, KY 40208; $4.00. (MSE)

Acknowledging the necessity of student loan programs, legislative and judiciary efforts have been made to strengthen them. Refusing bar admission to students who have defaulted on loans is especially appropriate action, since lawyers must maintain the highest standards of propriety and justice. (MSE)

The new Australian Higher Education Contribution Scheme allows students to either pay a standard tuition charge on enrollment or defer payment until they are earning at least the current average taxable income. At that point, they incur a debt to the government for the amount deferred and repayment rate is based on income. Conceptual bases and…

Student loans remain the most popular student-assistance program, because loans let lawmakers stretch federal dollars. Students have lost ground in the battle to keep up with rising tuition, etc. As an example students at the University of Illinois (Chicago) are borrowing three times as much as they did five years ago. (MLW)

This study examines attitudes of Americans toward borrowing to finance educational expenses over the period from 1959 to 1983. The study finds that Americans have had a consistently favorable view toward educational loans. People from low-income backgrounds are less likely to have a positive attitude toward borrowing. (Author/MLW)

Creating separate student-aid programs for the proprietary and nonprofit sectors of higher education will be one of the most bitterly debated issues in the upcoming reauthorization of higher education law. A major point of contention is the matter of hugely disproportionate default rates among students in the different sectors. (MLW)

A regional survey of 1,442 student loan borrowers currently in repayment (nondefaulting, high debt/low income nondefaulters, and prior defaulters) investigated attitudes toward student loan debt. Results revealed those with greater debt perceive it as more burdensome, but debt level has little impact on consumption patterns. (Author/MSE)

Outlines an approach to better collection of delinquent college tuition that connects students with outstanding tuition to lenders. Suggests criteria for selecting an appropriate lender, and highlights benefits both for student motivation to repay debts and for institutional cash flow. (MSE)

This survey concludes that, overall, student debt has not caused most borrowers to make lifestyles changes nor regret their educational investment. Discussion analyzes borrower debt levels; payment-to-income and debt-to-income ratios; noneducation debt burden; student perceptions about borrowing and debt; effect of borrowing on decision making;…

Reviews recent data on cost trends in professional (especially legal) education, including interest costs, repayment mechanisms, and the issue of foregone wages. Also examines placement data and the ability to repay and refinance college indebtedness, as well as the developing relationship among college cost, credit cards, and consumer finance.…

The work of the Arizona Commission for Postsecondary Education (ACPE) is guided by a strategic plan. The purpose of the plan is to provide focus for the activity of this small agency and its five staff members in order to increase productivity and impact in the areas of its statutory authority. The mission and goals were accepted by Commissioners…

This report examines the four program activities that account for two-thirds of delinquent debt owed to the Federal government: the Department of Education's Federal Family Education Loan Program (FFELP) with $20 billion and the housing programs of the Departments of Housing and Urban Development (HUD), Veterans Affairs (VA), and Agriculture that…