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Christman, Dana E. – Community College Review, 2000
After describing characteristics associated with student loan defaulters, the author provides supporting information from a qualitative survey that elicited perceptions about loan defaulters from 12 students, faculty and staff at a two-year college. Finds that student background characteristics play as great a role in loan default behavior as…
Descriptors: Community Colleges, Educational Finance, Higher Education, Loan Default
Kena, Grace; Aud, Susan; Johnson, Frank; Wang, Xiaolei; Zhang, Jijun; Rathbun, Amy; Wilkinson-Flicker, Sidney; Kristapovich, Paul – National Center for Education Statistics, 2014
To help inform policymakers and the public about the progress of education in the United States, Congress has mandated that the National Center for Education Statistics (NCES) produce an annual report, "The Condition of Education." This year's report presents 42 indicators on important topics and trends in U.S. education. These…
Descriptors: Educational Indicators, Trend Analysis, Educational Attainment, Student Characteristics
Blanchette, Cornelia M. – 1995
This report examines the effectiveness of recent federal government efforts through amendments to the Higher Education Act (1993) to reduce student loan defaults. Key measures to curb defaults had been to make schools with high student loan default rates ineligible for federal student loan programs. However, many institutions have challenged…
Descriptors: Colleges, Compliance (Legal), Educational Legislation, Eligibility
Blanchette, Cornelia M. – 1996
Testimony of the associate director of the Department of Education's Health Education and Human Services Division, Education and Employment Issues, addresses issues concerned with Title IV of the Higher Education Act of 1965 as amended in 1992. Title IV provides grants, loans, and work-study supports to students pursuing post-secondary education…
Descriptors: Compliance (Legal), Federal Aid, Federal Legislation, Federal Regulation
Department of Education, Washington, DC. – 1998
This report presents the student loan default rate for individual postsecondary institutions for fiscal years (FY) 1994, 1995, and 1996. Cohort default rates are cataloged by state and in descending order of the cohort default rate. Types of loan programs in which schools are currently participating are also listed for each school. Included for…
Descriptors: Federal Aid, Federal Programs, Financial Support, Loan Default
Redd, Kenneth E. – 1999
This study used data from the 1996 National Postsecondary Student Aid Study to compare the demographic characteristics, income levels, educational costs, and financial need levels of Perkins loan and Stafford loan borrowers in academic year 1995-96. Major findings indicated the following: nearly 63 percent of undergraduate Perkins loan borrowers…
Descriptors: College Students, Demography, Federal Aid, Federal Programs
General Accounting Office, Washington, DC. Div. of Human Resources. – 1992
This report examines the extent to which correspondence schools participate in the Stafford Student Load Program and the rates at which students from these schools default on their student loans. It is revealed that the average borrower default rate for students attending correspondence schools was more than double the rate, 42.2 percent versus…
Descriptors: College Students, Correspondence Schools, Federal Government, Financial Support
Garg, Ramesh C. – 1990
The debt crisis of the lesser developed countries (LDCs) may provide opportunities for educational institutions. Through debt-for-education programs, a part of the huge debt load can be channelled into financing various educational programs sponsored by U.S. higher education institutions. Private commercial banks and multinational corporations are…
Descriptors: Debt (Financial), Developing Nations, Educational Finance, Foreign Countries
General Accounting Office, Washington, DC. Div. of Human Resources. – 1991
This document reports on a study which sought to identify the characteristics of students who default on loans obtained under the Stafford Student Loan Program. Twelve studies that were the products of original research and which addressed the characteristics of student loan defaulters were identified through literature searches and contacts with…
Descriptors: Adult Vocational Education, Financial Problems, Financial Support, Higher Education
Congress of the U.S., Washington, DC. Senate Committee on Banking, Housing and Urban Affairs. – 1990
This hearing before the Committee on Banking, Housing, and Urban Affairs, addresses the implications of the anticipated failure of the Higher Education Assistance Foundation (HEAF), the largest guarantor of student loans. HEAF's difficulties have affected Sallie Mae (Student Loan Marketing Association), and have raised general questions about the…
Descriptors: Banking, Educational Finance, Federal Programs, Hearings
Missouri State Dept. of Higher Education, Jefferson City. – 2002
This brochure contains information about student loans for college applicants and students in Missouri. It is a resource to assist borrowers in making smart repayment decisions and in understanding the options to avoid delinquency and default. Things to consider before one borrows, how to increase one's resources, and how to decrease one's…
Descriptors: College Students, Debt (Financial), Federal Aid, Higher Education
Blanchette, Cornelia M. – 1995
This report presents the testimony of the Associate Director of Education and Employment Issues of the Health, Education, and Human Services Division of the General Accounting Office (GAO) concerning the participation of postsecondary institutions in the Federal Family Education Loan Program (FFELP), which makes direct student loans to students.…
Descriptors: Colleges, Federal Programs, Formative Evaluation, Government School Relationship
Greiner, Keith – Journal of Student Financial Aid, 1996
A discussion of debt burden, particularly for college students and graduates, looks at recent research, discusses borrower perceptions of debt burdens and excessive debt, analyzes debt-to-income ratios, and synthesizes these ideas into a universal model. Data from a 1990 state survey of borrowers by the Iowa College Student Aid Commission.…
Descriptors: College Students, Debt (Financial), Higher Education, Loan Default

Shouxin, Li; Bray, Mark – Higher Education, 1992
This paper examines the use of student loans, a capitalist form of educational financing, in a socialist country, the People's Republic of China. Details of the program, including eligibility, loan amounts, interest charges, administration, and repayment terms, are summarized. The paper suggests that major problems may be encountered in securing…
Descriptors: Capitalism, Comparative Education, Finance Reform, Foreign Countries

Lake, John F.; Pedulla, Maria A. – Journal of College and University Law, 1990
Discussion of a ruling allowing state agencies to deny new educational loans to students with previous loans discharged in bankruptcy looks at the intent behind the Bankruptcy Code, specifically concerning the nature of educational loans and the "fresh start" policy. Potential conflicts between the state and federal statute is also…
Descriptors: College Administration, College Students, Court Litigation, Eligibility