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Dynarski, Mark – 1991
This paper analyzes the factors associated with student loan default in the Guaranteed Student Loan (GSL) program for higher education. The paper provides an overview of the National Postsecondary Student Aid Study (NPSAS) Student Loan Recipient Survey, and, using data from the survey, presents a descriptive analysis of student loan recipients and…
Descriptors: Academic Achievement, Comparative Analysis, Credit (Finance), Ethnic Groups
Burd, Stephen – Chronicle of Higher Education, 1997
The Clinton Administration's proposed overhaul of the guaranteed student loan program would pay banks the amount of unpaid federal student loans, making the government the sole insurer of the loans. Guarantee agencies feel this action would strip them of their primary tasks of reimbursing lenders for unpaid loans. The initiative is intended to…
Descriptors: Banking, Budgets, Federal Government, Federal Programs

Saunders, Diane L. – Journal of Student Financial Aid, 1996
A discussion of the high level of student borrowing to pay for higher education looks at the situation today, examines college cost and aid trends, explores implications for the future if students continue to increase their borrowing, and offers a proposal to create a new generation of loan forgiveness programs through a public/private…
Descriptors: Change Strategies, College Students, Debt (Financial), Educational Finance
Webster, Jeff; Meyer, Don; Arnold, Adreinne – 1998
In 1988, the Texas student aid community addressed the issue of defaults in the guaranteed student loan program, creating a strategic default initiative. In June 1998, this same group of student aid officials met again to examine the current status of defaults and to share ideas on ways to prevent defaults. This report was intended as a resource…
Descriptors: Access to Education, Conferences, Credit (Finance), Financial Aid Applicants
Goodwin, David – 1991
Largely because of high student loan default rates, much of the criticism of federal aid programs has focused on policies and practices affecting the participation of proprietary schools in federal student aid. This report reviews alternative indicators of school performance that are currently used or could be used by the federal student aid…
Descriptors: Educational Assessment, Educational Finance, Educational Indicators, Educational Quality
Bob, Sharon – Journal of Student Financial Aid, 1995
Department of Education regulations and initiatives designed to address problems of fraud, abuse, and loan default in federal student aid programs are examined. The scope and intrusiveness of some recent regulations are criticized, and unintended effects are noted, including increased administrative burdens on all institutions. (Author/MSE)
Descriptors: Accountability, Agency Role, Change Strategies, Educational Change
Barone, Sandra – TG (Texas Guaranteed Student Loan Corporation), 2006
This study examines the default behavior of 3,325 undergraduate student borrowers who attended Prairie View A&M University (PVAMU) and entered repayment on their TG-guaranteed Federal Family Education Loan Program (FFELP) loans between October 1, 2000 and September 30, 2002 (fiscal years 2001-2002). Using the Department of Education's official…
Descriptors: Class Rank, Federal Programs, Student Loan Programs, Probability
Colorado Student Loan Program, Denver. – 1992
This guide and training manual, in loose-leaf format, is intended to assist lenders and schools participating in the Colorado Student Loan Program (CSLP). The manual consists of a series of single page (front and back) "ready references." Each ready reference includes a title followed by information on the subject and suggestions for…
Descriptors: Eligibility, Financial Services, Higher Education, Loan Default
Department of Education, Washington, DC. Default Management Div. – 1998
This report lists postsecondary schools with official student loan default rates of 25.0 percent or greater for fiscal years (FY) 1994, 1995, and 1996. The listed schools may therefore be excluded for the first time from participation in the Federal Family Education Loan Program and/or the Federal Direct Student Loan Program due to their high…
Descriptors: Black Colleges, Community Colleges, Compliance (Legal), Eligibility
Bowen, Raymond C. – 1991
The complex rules and regulations of the student financial aid industry have alienated and confused both students and parents, especially those from lower income families. Unless simplified, the financial aid application process will continue to act as a deterrent to participation in the U.S. educational system. Families managing to overcome the…
Descriptors: Access to Education, Community Colleges, Equal Education, Federal Aid
Office of Student Financial Assistance (ED), Washington, DC. – 1990
Final federal regulations through September 1989 for student financial aid and related concerns are listed in this publication. Regulations cover the following areas: family educational rights and privacy; Institutional eligibility under the Higher Education Act of 1965, as amended; student assistance general provision; Paul Douglas Teacher…
Descriptors: Eligibility, Family Financial Resources, Federal Programs, Federal Regulation
Federal Deposit Insurance Corp., Washington, DC. – 2002
This module on how one's credit history will affect one's credit future is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to make participants…
Descriptors: Adult Education, Banking, Basic Business Education, Behavioral Objectives
Federal Deposit Insurance Corp., Washington, DC. – 2002
This module on managing a credit card is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to enable participants to describe the costs and benefits of…
Descriptors: Adult Education, Banking, Basic Business Education, Behavioral Objectives
Federal Deposit Insurance Corp., Washington, DC. – 2002
This module on knowing what one is borrowing before buying is one of ten in the Money Smart curriculum, and includes an instructor guide and a take-home guide. It was developed to help adults outside the financial mainstream enhance their money skills and create positive banking relationships. It is designed to familiarize participants with the…
Descriptors: Adult Education, Banking, Basic Business Education, Behavioral Objectives
Advisory Committee on Student Financial Assistance, Washington, DC. – 1988
This paper summarizes results of a hearing by the Advisory Committee on Student Financial Assistance in Atlanta, Georgia, on the delivery and disposition of higher education student financial assistance funds. Seventeen individuals offered testimony. They included representatives of guarantee agencies, the lending community, the financial aid…
Descriptors: Access to Education, Economically Disadvantaged, Eligibility, Federal Programs