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Deming, David; Goldin, Claudia; Katz, Lawrence – Future of Children, 2013
For-profit, or proprietary, colleges are the fastest-growing postsecondary schools in the nation, enrolling a disproportionately high share of disadvantaged and minority students and those ill-prepared for college. Because these schools, many of them big national chains, derive most of their revenue from taxpayer-funded student financial aid, they…
Descriptors: Proprietary Schools, Colleges, Student Characteristics, Undergraduate Students
Tennessee Higher Education Commission, 2021
This year's "Tennessee Higher Education Fact Book" consists of five sections and an appendix of additional resources and terminology. The five main sections of the report include: (1) Student Participation, Fall 2020; (2) Student Success, Academic Year 2019-20; (3) Academic and Fiscal Trends, Academic Year 2019-20; (4) Quality Assurance…
Descriptors: COVID-19, Pandemics, Higher Education, Enrollment
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Lochner, Lance; Monge-Naranjo, Alexander – Annual Review of Economics, 2012
We review studies of the impact of credit constraints on the accumulation of human capital. Evidence suggests that credit constraints have recently become important for schooling and other aspects of households' behavior. We highlight the importance of early childhood investments, as their response largely determines the impact of credit…
Descriptors: Human Capital, Credit (Finance), Economic Impact, Evidence
Been, Vicki; Ellen, Ingrid Gould; Schwartz, Amy Ellen; Stiefel, Leanna; Weinstein, Meryle – Institute for Education and Social Policy, 2011
The recent foreclosure crisis has plagued nearly every city in the U.S., including New York City. Despite considerable attention to the causes of these mortgage foreclosures and the consequences they have had for communities, we know little about their impacts on individual families and children. Given that more than 2.8 million U.S. property…
Descriptors: Housing, Loan Default, Children, Public Schools
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Hillman, Nicholas W. – Educational Policy, 2015
This study examines the institutional factors associated with student loan default. When a college has more than 30% of its students default on their loans, then the institution faces federal sanctions that could make them ineligible from participating in the federal student loan program. Using Integrated Postsecondary Education Data System…
Descriptors: Cohort Analysis, Probability, Prediction, Federal Regulation
Rice, Erin – TG (Texas Guaranteed Student Loan Corporation), 2013
Over the last several years, the media, higher education researchers, and an increasing number of policymakers have pointed to the growing levels of individual and aggregate student loan debt in the United States. At approximately $1.2 trillion, outstanding student loans have surpassed credit cards as the second largest form of consumer debt in…
Descriptors: Student Financial Aid, Debt (Financial), Higher Education, Graduation Rate
McKibben, Bryce – Association of Community College Trustees, 2013
Federal financial aid serves as a crucial tool to support both access and success for students in higher education. This is especially true at community colleges. Whether they are seeking job training, a certificate, or an associate degree, our students rely on consistent and meaningful sources of support to advance their educational aspirations.…
Descriptors: Student Financial Aid, Federal Aid, Access to Education, Higher Education
Tennessee Higher Education Commission, 2020
In January 2010, the General Assembly passed the Complete College Tennessee Act (CCTA), a comprehensive reform agenda seeking to transform public higher education through changes in academic, fiscal, and administrative policies at the state and institutional levels. While the higher education landscape has been shaped by the CCTA, it is also…
Descriptors: Higher Education, Enrollment, Public Colleges, Private Colleges
Cunningham, Alisa F.; Kienzl, Gregory S. – Institute for Higher Education Policy, 2011
Student financial aid--including grants and loans--plays a key role in supporting students' access to and success in college. Yet, despite periodic increases in grant funding, students and their families have increasingly relied on borrowing to cover more of the costs of higher education. As the number of student borrowers has increased and their…
Descriptors: Higher Education, Student Loan Programs, Debt (Financial), Student Financial Aid
Halfond, Jay A. – New England Journal of Higher Education, 2011
While most in the academic community know about the attempt to rein in the for-profits, few are aware of its collateral damage. In October, the Department of Education (DOE) issued its Program Integrity Rules, intended to protect federal funds especially from those for-profit institutions with high student loan default rates. Well-intentioned…
Descriptors: Distance Education, Online Courses, Integrity, Loan Default
Muscatelli, Anton; Mackay, Francesca – CURRENTS, 2011
A housing and municipal construction bubble popped and generated a lending crisis in which interbank lending rates became impossibly high. The banking crisis, which spread across Europe and the United States, eventually impacted other industries, leading to a stock market crash and an economic contraction lasting several years. This was not in…
Descriptors: Foreign Countries, Economic Climate, Financial Problems, Real Estate
Federal Student Aid, US Department of Education, 2010
Student loans, unlike grants and work-study, are borrowed money that must be repaid, with interest, just like car loans and home mortgages. You cannot have these loans canceled because you didn't like the education you received, didn't get a job in your field of study or because you're having financial difficulty. Loans are legal obligations that…
Descriptors: Student Loan Programs, Federal Programs, Student Financial Aid, Loan Repayment
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Heller, Donald E. – Change: The Magazine of Higher Learning, 2011
The growth over the last decade of the for-profit sector of higher education (also known as the proprietary sector) has been well documented. In 1999, for-profit colleges and universities enrolled approximately 629,000 students, or a little over 4 percent of the nation's 15.2 million students. By 2009, this sector had increased to 2.2 million…
Descriptors: Higher Education, Proprietary Schools, Federal Regulation, Employment
Center for Analysis of Postsecondary Education and Employment, 2013
For-profit, or proprietary, colleges are the fastest growing postsecondary schools in the nation, enrolling a disproportionately high share of disadvantaged and minority students and those ill-prepared for college. Because these schools--many of them big national chains--derive most of their revenue from taxpayer-funded student financial aid, they…
Descriptors: Proprietary Schools, Colleges, Enrollment, College Students
Carey, Kevin; Dillon, Erin – Education Sector, 2011
The American higher education system is plagued by two chronic problems: dropouts and debt. Barely half of the students who start college get a degree within six years, and graduation rates at less-selective colleges often hover at 25 percent or less. At the same time, student loan debt is at an all-time high, recently passing credit card debt in…
Descriptors: Credentials, Graduation Rate, Dropouts, Debt (Financial)
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