College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

The William D. Ford Federal Direct Loan (Direct Loan) program makes several types of federal student loans available to individuals to assist them with financing postsecondary education expenses. It represents the single largest source of federal financial assistance to support students' postsecondary educational pursuits. The U.S. Department of…

This study explores study abroad decision-making among black and white students at a large, public institution to better understand racial disparities in study abroad participation. Study abroad professionals cite a lack of financial resources as a sufficient explanation for low participation rates in study abroad among racial and ethnic minority…

College degree attainment benefits both private citizens and society. Historically, degree attainment rates have differed based on students' race, income, and parental education. Along with differences in degree attainment rates, time to degree has been increasing for all students nationally. Increased time to degree has adverse effects for…

We examine how the racial wealth gap interacts with financial aid in American higher education to generate a disparate impact on college access and outcomes. Retirement savings and home equity are excluded from the formula used to estimate the amount a family can afford to pay. All else equal, omitting those assets mechanically increases the…

The 2021-22 academic year was profoundly challenging for California schools. Eight critical issues emerged as serious threats to student learning, the operation of schools, and even the very institution of public education: (1) gun violence, (2) politicization of and support for public education, (3) controversy over what is taught in schools, (4)…

The 2021-22 academic year was profoundly challenging for California schools. Eight critical issues emerged as serious threats to student learning, the operation of schools, and even the very institution of public education: (1) gun violence, (2) politicization of and support for public education, (3) controversy over what is taught in schools, (4)…

Many college students struggle to make ends meet while enrolled and sometimes must turn to a wide variety of safety net resources, including official government programs, borrowing from family, and selling belongings. This brief examines data from 63,751 undergraduate students who responded to Trellis' Fall 2021 Student Financial Wellness Survey…

This hearing of the Committee on Health, Education, Labor, and Pensions focuses on reauthorizing the Higher Education Act through financial aid simplification and transparency. The following committee members presented opening statements: (1) Honorable Lamar Alexander, Chairman, Committee on Health, Education, Labor, and Pensions; and (2)…

This issue of "DataPoints" shows the percent of adults by selected demographics who support or oppose free tuition at public colleges and universities. The data demonstrate that nearly three-fourths of American adults support free college tuition for those who qualify for it.

Investing in postsecondary education ought to be as clear and transparent as any other purchase, including clear pricing up-front that allows consumers to make well-founded school, degree, and borrowing choices that fit their personal circumstances, talents, and ambitions. Yet that is not how college financing works today. Instead, students and…

In 2019 the Pennsylvania Treasury launched a state-wide children's savings account (CSA) initiative, Keystone Scholars. Keystone Scholars provides $100 in college savings to eligible families - all children born or adopted in Pennsylvania after January 1, 2019. In this introductory research brief, we describe how CSAs are an important tool for…

As the free college debate continues to gain momentum in states across the country, advocates' and policymakers' growing success in reframing access to college as a guaranteed benefit raises the question: Should federal or state governments do more to ensure that guarantee includes access to quality job training programs more generally, and if so,…

Tuition prices, as well as the living expenses students must cover, have risen rapidly while household incomes have grown slowly or even declined except for those at or near the top of the income distribution. As incomes have stagnated and the savings rate has declined, students have come to depend more and more on financial aid from federal and…

While the idea has existed since at least the 1950s, schools are only now beginning to truly experiment with the concept of income share agreements (ISAs). When structured well to be financially solvent and beneficial to both parties, income share agreements offer an innovative way to provide access to education at no up-front cost to…