Tuition prices, as well as the living expenses students must cover, have risen rapidly while household incomes have grown slowly or even declined except for those at or near the top of the income distribution. As incomes have stagnated and the savings rate has declined, students have come to depend more and more on financial aid from federal and…

While the idea has existed since at least the 1950s, schools are only now beginning to truly experiment with the concept of income share agreements (ISAs). When structured well to be financially solvent and beneficial to both parties, income share agreements offer an innovative way to provide access to education at no up-front cost to…

After decades of making minor tweaks to the U.S. financial aid system, there is a need to develop truly novel approaches to paying for college. Until now, the goal of financial aid has been narrowly framed as providing young adults with enough money to pay for college while minimizing the short-term burden to taxpayers. Because of this narrow…

The study of student loan debt remains a timely and relevant higher education finance research and policy-oriented topic, especially when considering the alarming growth rates of student loan debt balances. The Quarterly Report on Household Debt and Credit released in May of 2018 shows that among all debt balances, student loans remain the only…

The Post-9/11 GI Bill provides unprecedented federal funding for veterans to attend post-secondary education and make the transition to the civilian workforce. However, there is little empirical research on recipients' educational outcomes, especially in community colleges. This study investigated the variables that influence completion and…

The Arkansas National Guard Tuition Assistance (NGTA) program was created to recruit and retain Arkansas National Guardsmen by providing college funding regardless of Armed Services Vocational Aptitude Battery (ASVAB) test scores. The funding provided up to 100% of tuition costs at any Arkansas public college or university and was effective…

Current assessments of college value fall short of centering race in its measurements by ignoring the unique economic conditions students of color face. To support ongoing advocacy for equitable investments in both students of color and institutions serving the largest shares of racially marginalized students, in its latest analysis, The Institute…

State need-based financial aid programs are a key driver of college access and completion for lower-income students and racially marginalized students in California, most of whom attend public two- and four-year colleges and universities and come from families with annual incomes of less than $40,000. As the state's largest need-based financial…

Paying for college can be stressful. For Asian Americans, both students and parents work to figure this out. International Asian students enter the country with their parents' financial support already-established, but struggle to navigate complex economic policies relevant to them. Using family financial socialization theory (Gudmunson &…

To understand increases in student share of net tuition for state colleges and universities, resulting from state financial decreases in support for higher education, a quantitative, longitudinal, multi-level analysis of data from all 50 states in the USA from 1992 to 2013 was examined. Five hypotheses related to (1) growth in student share of net…

As college promise programs proliferate across the United States with noted intentions to promote access through increased affordability, it is necessary to understand the relationship between these programs and other forms of financial aid, including loans. Using federal, state, and program-level data, we leverage a natural experiment to estimate…

This study employed phenomenological, case study inquiry to provide an in-depth exploration into eight undocumented students' perceptions of campus supports to answer the research question: What are undocumented students' perceptions of the type, nature, and effectiveness of institutional programs and support services that contribute to their…

Self-leadership examines how individuals can motivate themselves through behavior focused strategies, constructive thought patterns, and natural reward strategies. This study examined the potential influence of self-leadership on financial self-efficacy, credit card debt, and student loan debt among college students. Data were collected from a…

New Jersey's state grant program delivers the highest level of need-based aid per student in the country. And the state's major grant program, the Tuition Aid Grant (TAG), funds all eligible students, rather than excluding students when the funding runs out. But different levels of grant aid for enrollment in different institutions within sectors,…

RAND researchers studied more than 450,000 recipients of New Jersey's Tuition Aid Grant (TAG) -- the nation's most generous state-funded grant program per state resident college student -- to explore whether getting larger amounts of grant aid led to higher graduation rates for students at varying income levels and attending two-year, four-year,…