At the end of 2019, 43 million Americans owed over $1.5 trillion in federal student loans. The rapid increase in these balances over the past decade has led many to deem student debt a "crisis." Now, there is growing support among Democratic policymakers, and even some Republicans, to immediately cancel all or most of the federal…

The 50-State Comparison on 529 Education Savings Plans provides a national comparison of state policies and activities related to state 529 education savings plans. It focuses on three main categories of state policies related to 529 plans: contributions, withdrawals, and eligible expenses. The information in this resource was gathered from state…

This document includes the "FY 2023 Annual Performance Report" (APR) and "FY 2025 Annual Performance Plan" (APP). The APR provides narrative and data on the Department of Education's (Department's) progress toward the strategic goals and objectives outlined in its "Fiscal Years [FYs] 2022-2026 Strategic Plan"…

The purpose of this study was to examine veterans' educational intentions as well as the factors influencing their college choices. Individual interviews were conducted with 30 veterans separating from military service who were eligible for military educational benefits. Results indicated 80 percent of veterans planned to utilize their military…

College affordability is a significant factor in student access, retention and completion. Tuition and fee rates are a major component of affordability, as is the availability of financial aid programs from federal, state, institutional and private sources. Strategically designed approaches to college affordability can better assist families in…

The William D. Ford Federal Direct Loan (Direct Loan) program makes several types of federal student loans available to individuals to assist them with financing postsecondary education expenses. It represents the single largest source of federal financial assistance to support students' postsecondary educational pursuits. The U.S. Department of…

We examine how the racial wealth gap interacts with financial aid in American higher education to generate a disparate impact on college access and outcomes. Retirement savings and home equity are excluded from the formula used to estimate the amount a family can afford to pay. All else equal, omitting those assets mechanically increases the…

The 2021-22 academic year was profoundly challenging for California schools. Eight critical issues emerged as serious threats to student learning, the operation of schools, and even the very institution of public education: (1) gun violence, (2) politicization of and support for public education, (3) controversy over what is taught in schools, (4)…

The 2021-22 academic year was profoundly challenging for California schools. Eight critical issues emerged as serious threats to student learning, the operation of schools, and even the very institution of public education: (1) gun violence, (2) politicization of and support for public education, (3) controversy over what is taught in schools, (4)…

Many college students struggle to make ends meet while enrolled and sometimes must turn to a wide variety of safety net resources, including official government programs, borrowing from family, and selling belongings. This brief examines data from 63,751 undergraduate students who responded to Trellis' Fall 2021 Student Financial Wellness Survey…

This hearing of the Committee on Health, Education, Labor, and Pensions focuses on reauthorizing the Higher Education Act through financial aid simplification and transparency. The following committee members presented opening statements: (1) Honorable Lamar Alexander, Chairman, Committee on Health, Education, Labor, and Pensions; and (2)…

This issue of "DataPoints" shows the percent of adults by selected demographics who support or oppose free tuition at public colleges and universities. The data demonstrate that nearly three-fourths of American adults support free college tuition for those who qualify for it.

Investing in postsecondary education ought to be as clear and transparent as any other purchase, including clear pricing up-front that allows consumers to make well-founded school, degree, and borrowing choices that fit their personal circumstances, talents, and ambitions. Yet that is not how college financing works today. Instead, students and…

In 2019 the Pennsylvania Treasury launched a state-wide children's savings account (CSA) initiative, Keystone Scholars. Keystone Scholars provides $100 in college savings to eligible families - all children born or adopted in Pennsylvania after January 1, 2019. In this introductory research brief, we describe how CSAs are an important tool for…

As the free college debate continues to gain momentum in states across the country, advocates' and policymakers' growing success in reframing access to college as a guaranteed benefit raises the question: Should federal or state governments do more to ensure that guarantee includes access to quality job training programs more generally, and if so,…